Retirement
News, insights and expert analysis on retirement from the team at Kiplinger.
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The Retirement Spending Mistake Even Careful Savers Make (and How to Fix It)
Playing it too safe could mean trips not taken, educations not funded, life not enjoyed. Don't abandon caution — just build contingency plans for your portfolio.
By Patrick Payne, Ph.D., CFP®
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The New Retirement Math: How an Active Lifestyle Can Lower Your 2026 Taxes
Retirement Taxes Avoid rising IRMAA surcharges and discover how volunteering and part-time work keep more of your Social Security benefits tax-free.
By Kate Schubel
Retirement Taxes -

Small Ships, Big Luxury: 5 Boutique Yacht Cruises Retirees Should Book in 2026
The new way to sail: Why boutique yacht cruises are the ultimate retirement reward.
By Kathryn Pomroy
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The 25 Most Expensive Cities to Live in the US
From metro areas on both coasts to the middle of the Pacific Ocean, these are the most expensive cities to live in the U.S.
By Dan Burrows
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Are Your Retirement Savings on Track at Ages 55 to 60? Take Our Quiz
Find out if your retirement savings are on track with our quick quiz.
By Donna Fuscaldo
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The 5 Trusts You Need to Understand
You can use these trusts to cement your legacy, organize your estate and limit your exposure to estate and gift taxes.
By Donna LeValley
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Early Retirement Withdrawal Strategies for the Long Haul
Your early retirement withdrawal plan can make or break your FIRE strategy. Think beyond financial independence to how you will maintain a stable portfolio.
By Jacob Schroeder
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3 Questions to Determine if a Roth Conversion Will Actually Save You Money
Don't let a Roth conversion backfire. Learn the 3 questions every investor needs to ask about tax brackets, liquidity and asset allocation before making the move.
By Donna Fuscaldo
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How Football and Annuities Can Defend Against Risk in Retirement
Football can teach retirement investors a lot about managing risk. And if predictions of a markets slump are accurate, one strategy will be particularly useful.
By Phil Simonides, CFP®


