10 Questions to Ask

You need to understand the basics of your employer's retirement plan.

The best time to check out a company's retirement plan is before you're hired; if you have more than one offer, the details of retirement-plan coverage could influence your decision. Even after you're hired, pay attention to the plan. The company will amend it as laws and regulations change, and your benefits will be affected.

You should be able to find most of the information you need in the plan's annual report and the summary plan description, both of which the company must provide to employees. Here are ten crucial questions to which you should get answers.

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