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Why did you retire? In January 2008 I wrote an e-mail to the staff at the Cape Cod hospital where I had worked for 33 years. I said the fat lady was hitting a high C and it was time for me to leave. I was starting to get tired of night shifts and long hours. Plus I had just turned 65, so retirement was looming in the back of my mind. But then I wondered, What am I going to do now? By coincidence, about an hour later a recruiter called looking for doctors willing to fill temporary positions. And I said okay.
How much do you work? I put in a total of 13 weeks in 2008 and 14 in 2009. The agency I work with places me in a hospital for a few weeks to give other doctors a vacation or to provide coverage until a vacancy can be filled.
How does temping fit into your retirement? Sometimes the positions are here in Massachusetts, often just a couple of hours away, so I can come home on weekends. I still have time to be a father and a grandfather.
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Do you like it? I've had a good time, and I hope I've been doing some good. I also volunteer for the Cape Cod Medical Reserve Corps. We train for mobilization in serious events, like 9/11, and we work on other projects, such as aiding flu clinics in the area.
Any jobs stand out? In March 2007 I spent time in New Orleans working in a clinic because so many of the hospitals were closed. My current positions are a lot like that volunteer work -- except I get paid.
How much are you earning? I make about $1,200 for eight hours of work. My room and board are covered, and malpractice insurance is paid as long as I am working. The money I make postpones dipping into retirement savings.
And when you're not working? I like retiree stuff, too. I am practicing my golf game, I travel with my wife to Florida, and we recently went to India. Maybe when I hit the big "seven-zero" I will want to stop working. Who knows?
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Ask the Tax Editor: Federal Income Tax DeductionsAsk the Editor In this week's Ask the Editor Q&A, Joy Taylor answers questions on federal income tax deductions
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States With No-Fault Car Insurance Laws (and How No-Fault Car Insurance Works)A breakdown of the confusing rules around no-fault car insurance in every state where it exists.
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7 Frugal Habits to Keep Even When You're RichSome frugal habits are worth it, no matter what tax bracket you're in.
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9 Types of Insurance You Probably Don't NeedFinancial Planning If you're paying for these types of insurance, you may be wasting your money. Here's what you need to know.
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457 Plan Contribution Limits for 2026Retirement plans There are higher 457 plan contribution limits in 2026. That's good news for state and local government employees.
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Medicare Basics: 12 Things You Need to KnowMedicare There's Medicare Part A, Part B, Part D, Medigap plans, Medicare Advantage plans and so on. We sort out the confusion about signing up for Medicare — and much more.
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The Seven Worst Assets to Leave Your Kids or Grandkidsinheritance Leaving these assets to your loved ones may be more trouble than it’s worth. Here's how to avoid adding to their grief after you're gone.
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SEP IRA Contribution Limits for 2026SEP IRA A good option for small business owners, SEP IRAs allow individual annual contributions of as much as $70,000 in 2025, and up to $72,000 in 2026.
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Roth IRA Contribution Limits for 2026Roth IRAs Roth IRAs allow you to save for retirement with after-tax dollars while you're working, and then withdraw those contributions and earnings tax-free when you retire. Here's a look at 2026 limits and income-based phaseouts.
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SIMPLE IRA Contribution Limits for 2026simple IRA For 2026, the SIMPLE IRA contribution limit rises to $17,000, with a $4,000 catch-up for those 50 and over, totaling $21,000.
