4 Great Mutual Funds You Can Invest in for $125 or Less

Some fund families are willing to take on tiny accounts in the hope a long-term relationship will eventually blossom.

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The picks below are part of Kiplinger’s Personal Finance’s annual Best List, a roundup of the best values in all the areas we cover — from funds, stocks and ETFs to credit cards and bank accounts to cars, college, kid stuff, phone plans, travel and health. Discover all our Best List picks here (opens in new tab).

Start with funds on Schwab’s OneSource list for breadth of choice. Many of them come with $100 min­imums and no transaction fee. One such fund is Schwab Total Stock Market Index (symbol SWTSX (opens in new tab)); it charges a low annual fee of 0.09% to boot.

For super-low minimums, invest in an ETF. You can buy one share of WisdomTree International LargeCap Dividend (DOL (opens in new tab)) commission-free through E*Trade for just $43. And $47 buys a single share of Vanguard Total International Stock (VXUS (opens in new tab)) at Vanguard without commission. Buy just one share of iShares Core S&P Small-Cap ETF (IJR (opens in new tab)) through Fidelity or TD Ameritrade and you’ll pay no commission, just the $124 price of the fund. All three are members of the Kiplinger ETF 20. (Prices are as of September 30.)

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Nellie S. Huang
Senior Associate Editor, Kiplinger's Personal Finance

Nellie joined Kiplinger in August 2011 after a seven-year stint in Hong Kong. There, she worked for the Wall Street Journal Asia, where as lifestyle editor, she launched and edited Scene Asia, an online guide to food, wine, entertainment and the arts in Asia. Prior to that, she was an editor at Weekend Journal, the Friday lifestyle section of the Wall Street Journal Asia. Kiplinger isn't Nellie's first foray into personal finance: She has also worked at SmartMoney (rising from fact-checker to senior writer), and she was a senior editor at Money.