10 Cheapest 2013 Car Models to Insure

Crossovers and SUVs top the list of vehicles with the lowest annual premiums.

Move over, minivans. You're no longer the cheapest vehicles to insure. For years, these family-mobiles topped Insure.com's list of least expensive vehicles to insure, but crossovers and SUVs have the best insurance rates this year. That's because many families are now driving these vehicles and few get into accidents. The low crash rate, along with low repair costs, keep insurance rates for crossovers and SUVs down, according to Insure.com.

The 2013 Ford Edge SE claims the top spot on Insure.com's list this year -- the first crossover to do so. The online insurance quote provider commissioned Quadrant Information Services to look at average insurance rates for 2013 models for its annual list. The averages are based on rates for a single 40-year-old male who commutes 12 miles to work, has a clean record, good credit and a policy with a $100,000 injury liability limit for one person, $300,000 limit for all injuries and $50,000 property damage limit. Here are the top ten on Insure.com's list:

1. Ford Edge SE -- $1,128 average annual premium

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2. Jeep Grand Cherokee Laredo -- $1,148

3. Subaru Outback 2.5i Premium -- $1,150

4. Kia Sportage $1,157

5. Jeep Patriot Sport -- $1,160

6. Chevrolet Express 1500 -- $1,171

7. Subaru Outback 3.6R -- $1,180

8. Hyundai Tucson GLS -- $1,189

9. Ford Explorer -- $1,197

10. Hyundai Tucson GL -- $1,204

The most expensive to insure? The Mercedes-Benz CL600, with an average annual premium of $3,357. To see more of the most expensive vehicles to insure, as well as the complete list of the 20 least expensive vehicles to insure, visit Insure.com.

For tips on getting a deal on auto insurance and assembling a good policy, see our Auto Insurance Special Report. And find out which states are the most and least expensive for car insurance.

Cameron Huddleston
Former Online Editor, Kiplinger.com

Award-winning journalist, speaker, family finance expert, and author of Mom and Dad, We Need to Talk.

Cameron Huddleston wrote the daily "Kip Tips" column for Kiplinger.com. She joined Kiplinger in 2001 after graduating from American University with an MA in economic journalism.