Lessons From the Credit-Score Elite

Simple steps for how to improve your credit score.

Close-up Of A Businessman Checking Credit Score Online On Laptop
(Image credit: Andrey Popov)

Want to improve your credit score? Try taking a page from the best. Credit scorer FICO recently reviewed the profiles of consumers it calls high achievers—those with scores in the 750-to-850 range. Adopting some of their habits could boost your score into the stratosphere and keep it there.

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Lisa Gerstner
Editor, Kiplinger Personal Finance magazine

Lisa has been the editor of Kiplinger Personal Finance since June 2023. Previously, she spent more than a decade reporting and writing for the magazine on a variety of topics, including credit, banking and retirement. She has shared her expertise as a guest on the Today Show, CNN, Fox, NPR, Cheddar and many other media outlets around the nation. Lisa graduated from Ball State University and received the school’s “Graduate of the Last Decade” award in 2014. A military spouse, she has moved around the U.S. and currently lives in the Philadelphia area with her husband and two sons.