Retirement Planning
News, insights and expert analysis on retirement planning from the team at Kiplinger.
Latest
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Will You Pay Higher Taxes in Retirement?Your Social Security income and RMDs will most likely combine to deliver a tax torpedo, but there are ways to reduce your income in retirement to pay less tax.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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If You Have a Pension, Smart Tax Planning Starts NowAdding pension income to Social Security benefits and income from required minimum distributions could see you facing a tax torpedo and higher Medicare costs.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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Why High-Earning Women Retire With Less Than Men: What to DoWomen should move beyond simple saving to a strategy that optimizes taxes, asset location and diversification, so every dollar works toward long-term goals.
By Stacy Francis, CFP®, CDFA®, CES™
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6 Innovative Ways to Earn Extra Income in RetirementFrom monetizing garage space to selling niche expertise, retirees are boosting cash flow on their own terms.
By Maurie Backman
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5 Things I Wish I'd Known Before I RetiredNot only can these insights save you a boatload of stress later in life, but they can help ensure that you have a happy retirement.
By Pam Krueger
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10 Ways to Generate Retirement IncomeEach of these retirement income strategies has pros and cons. Here's what to consider to help you decide which ones might work for you.
By Mike Decker, NSSA®
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401(k) Rich and Cash Poor: The Hidden Retirement RiskMaxing out a traditional 401(k) without cash reserves triggers tax spikes and market losses. Here's where and how to save cash for easy retirement withdrawals.
By Adam Shell
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Is a Roth Conversion Right For You? 3 Questions to Ask FirstDon't let a Roth conversion backfire. Learn the 3 questions every investor needs to ask about tax brackets, liquidity and asset allocation before making the move.
By Donna Fuscaldo
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How Savvy Retirees Turn Second Homes Into Passive Income EnginesBuying a second home in retirement, especially if your savings are ample, can be a strategic financial choice. But it requires meticulous planning.
By Kathryn Pomroy
