Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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Best Money Market Accounts — January 2026
Savings Money market accounts deliver checking account flexibility while helping you earn up to 4.10% APY.
By Sean Jackson
Savings -
Best 5-Year CD Rates
The top 5-year CD rates offer up to 4.00%, surpassing inflation and helping to reach long-term savings goals.
By Sean Jackson
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The Best 3-Year CDs of 2026
Savings Achieve your savings goals and outpace inflation with our top 3-year CDs picks.
By Sean Jackson
Savings -
See Our Best Jumbo CD Rates
The best jumbo CD rates can yield returns of up to 4.35%. See our top choices.
By Sean Jackson
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7 Rental Car Fees to Avoid
Rental car fees add up. You could pay double the daily rate unless you just say no at the counter.
By Daniel Bortz
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Is Your Emergency Fund Running Low? Here's How to Bulk It Up
If you're struggling right now, you're not alone. Here's how you can identify financial issues, implement a budget and prioritize rebuilding your emergency fund.
By Bruce Maginn, Principal
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My First $1 Million: Semiretired CPA, 68, San Francisco
Ever wonder how someone who's made a million dollars or more did it? Kiplinger's My First $1 Million series uncovers the answers.
By Joyce Lamb
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7 Risks Your Retirement Plan Should Address
Your retirement needs to be able to withstand several major threats, including inflation, longevity, long-term care costs, market swings and more.
By Erick Arnett
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What Is the 100,000 Mile Rule in Car Insurance?
The 100,000 mile rule in car insurance can help you slash premiums by ditching coverage you can't use.
By Rachael Green
