Saving for Retirement

You can stash the maximum amount each year in both your IRA and your 401(k) plan.

Returning to work can affect Social Security benefits and pension payments, but may also help you build your nest egg.

If you want a 4% yield and a minimal number of shocks, you will find that electric utilities shine brightly.

Faith-based investing is about finding companies that are currently faltering but that have a high likelihood of doing better.

Even in a sluggish economy, they’re piling up sales.

Manager Steven Romick has free rein to branch out, but hasn't seen anything compelling recently.

The industry has been historically turbulent, but those past problems may present opportunities today.

Once you get past the hoopla, you can learn a lot from Warren Buffett by attending his company’s yearly gathering for shareholders.

He wants to limit the amount you can put in tax-favored retirement savings.

Scenario 1: Your path to retirement is wide, gently sloped, paved with good intentions and free of potholes—including market declines, job loss and health ...

With the economy improving, stocks are still the place to be.

When life takes a toll, here's how to brighten your prospects.

You might get a better deal on the new exchanges starting in 2014.

These plans for public-sector employees have even more flexibility than 401(k) plans.

Keep your eyes on the second half, when the market will demand improved economic growth and earnings to keep rising.

Members of the military have a lot of special financial challenges that most people don’t encounter. However, they have access to many special benefits, ...

A look at tips from a few of our favorite personal finance bloggers on getting a job after college, paying off student loans and saving for retirement.

You can can increase the amount you contribute anytime during the year you turn 50.

Your odds of getting a return on your money are much better than winning the Powerball jackpot.

Employees who rely on low default contribution rates set by employers may end up with an insufficient nest egg.

I don't foresee a world in which retirees are camped out en masse on the sidewalk.

Start saving early and let compounding work on your behalf. Otherwise, you may need to stay on the job longer.

The quick-and-dirty formulas are meant to motivate you to save more.

You'll find deals on clothing, TVs and more this month.

Study fund holdings carefully as some bond funds have been wandering beyond their traditional bounds.

Low bond yields have raised troubling questions about whether the 4% withdrawal rule still holds up. Here is what works, and what doesn't, when it comes to stretching a retirement nest egg.

The $3 million cap sounds reasonable, but that's before doing the actuarial math.

Picking an adviser is like choosing a mate. Find the right match.

You can make a tax-free rollover from your IRA to a health savings account only once in your lifetime.

The traditional IRA is one of the best options in the retirement-savings toolbox. You can open a traditional IRA at a bank or a brokerage, and the universe ...

You can learn a thing or four from Mom and Dad… such as how not to handle investing, spending and saving.

If you have a refund check coming your way, consider using it to bolster your personal balance sheet. The average refund has been around $3,000 for the ...

Let your benefits manager know that you want better options.

Social critics argue that financial progress is impossible for most Americans in today's economy. Powerless victims? No way.

We show you how to get back into the market without heartbreak.

Most popular funds in retirement plans range from decent to excellent. But we found a few slackers.

Today's retirees have more than two and a half times the retirement assets of retirees some 30 years ago.

From taxes and credit to saving and money management, you can get lost in the complexity and abundance of financial issues. But by learning some simple ...

It's America Saves Week. Here's how to make sure you're on track to reach your goals

A weekly look at personal finance tips and insights others are offering.

If you or your spouse has earned income for the year, you can fund an IRA.

With decades to go until retirement, young workers can afford to invest aggressively.

Fidelity Select Consumer Finance rides to the top of the charts in a recovering sector.

Employee benefits expert Jack VenDerhei tells Kiplinger how one-time year-end employer contributions may affect savers' returns.

Getting answers to these key questions will boost your odds of a secure future.

These seven steps will help you build your retirement nest egg.

Diversify your investment allocation, and diversify the tax treatment that will apply to those assets when it comes time for withdrawals.

Shift to a more conservative investing strategy as your retirement date gets closer.

There's still time to make a 2012 IRA contribution and lower your tax bill.

NAPFA planners answered your most pressing financial and retirement questions for FREE on February 7 and February 12. You can read transcripts of the chats below.