Features
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The Best No-Penalty CD Rates: January 2026
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
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Best High-Yield Savings Accounts January 2026 — Earn 4.35%
High-yield savings account options Kiplinger has found offer rates up to 4.35%, helping you beat inflation and grow your savings faster.
By Sean Jackson
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Best No-Fee High-Yield Savings Rates: January 2026
If you want to achieve short-term savings goals, these are the best options to consider. Best of all, they're fee-free.
By Sean Jackson
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Want to Retire At 70? See if You Can Answer These Six Questions
Thinking of finally calling it quits? Use this checklist to see if you are ready.
By Donna Fuscaldo
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Want to Retire at 67? See if You Can Answer These Five Questions
Retirement is within your reach. But before you leap make sure you are ready by answering these five questions.
By Donna Fuscaldo
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Want To Retire at 65? See if You Can Answer These Six Questions
Daydreaming about retiring at 65? Use this checklist to see if you are ready.
By Donna Fuscaldo
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Best Cheap Stocks (Under $10) to Buy Now
When seeking out the best cheap stocks to buy under $10, investors should focus on quality and liquidity. Here are five we like.
By Jeff Reeves
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11 IRS Audit Red Flags for Retirees in 2026
Retirement Taxes Retirees who think they can escape the IRS audit machine should think again.
By Joy Taylor
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I’ve Played 1,300+ Golf Courses: These Are the Best for 2026
These four luxury golf courses offer an extraordinary experience for players this year.
By Rob Smith
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Should You Get a Long-Term or Short-Term CD Before the Fed Meeting in January?
Is a long-term or short-term CD better to open before the Fed meeting next week? Here's what you need to know.
By Erin Bendig
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Ask the Tax Editor: Residential Rental Property Questions
Ask the Editor In this week's Ask the Editor Q&A, Joy Taylor answers questions on reporting income and loss from residential rental property.
By Joy Taylor
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11 Stock Picks Beyond the Magnificent 7
With my Mag-7-Plus strategy, you can own the mega caps individually or in ETFs and add in some smaller tech stocks to benefit from AI and other innovations.
By James K. Glassman
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The Financial Details Every Couple Should Share (Before There’s an Emergency)
From passwords to policy numbers, having shared access to key accounts can prevent financial chaos when life throws a curveball.
By Choncé Maddox
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Why ETFs Are One of the Easiest Ways to Start Investing
Broad diversification, low fees and the ability to buy fractional shares make ETFs one of the easiest ways to start investing.
By Tony Dong, MSc
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High-Income, Low Confidence? This 5-Point Plan Can Fix That
High earners can still feel they're on shaky ground financially. Rebuild your confidence with a plan that understands your present and protects your future.
By Dr. Preston D. Cherry, CFP®, Ph.D.
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Your Post-Accident Survival Guide, From an Insurance Expert
After a car accident, stay calm and document everything to preserve the facts. Remember: You don't have to solve the problem — that's why you have insurance.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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3 Investment Lessons From 2025 to Guide You Through 2026
Investors can use the past 12 months to guide their strategy for 2026 — and 2025 was living proof that time in the market can pay off.
By George Pikounis, Certified Estate Planner (CEP®)
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How to Switch Car Insurance
Switching car insurance companies could save you hundreds. Learn when and how to make the switch to maximize savings and avoid hidden fees.
By Daniel Bortz
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How Much Life Insurance Do You Need?
insurance When assessing how much life insurance you need, take a systematic approach instead of relying on rules of thumb.
By Kimberly Lankford
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If You'd Put $1,000 Into Google Stock 20 Years Ago, Here's What You'd Have Today
Google parent Alphabet has been a market-beating machine for ages.
By Dan Burrows
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New Ways to Use 529 Plans
Tax-free withdrawals from 529 plans could help you sharpen your job skills.
By Ella Vincent
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Is a 401(k) Worth It? Here Are the Pros and Cons
A 401(k) is worth it for most people, but are you one of them? There are seven pros and four cons to consider.
By Adam Shell
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A 10-Year Retirement Planning Checklist
Keep this ten-year retirement planning checklist on hand as you navigate saving, investing and other retirement decisions. You'll be in great shape when you leave your working life behind.
By David Rodeck
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What is the Gift Tax Exclusion for 2025 and 2026?
Gift Tax Knowing the annual gift tax exemption can save you time and money.
By Kelley R. Taylor
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2026 Kiplinger Readers' Choice Awards
Awards The Kiplinger Readers’ Choice Awards celebrate the best products and services in personal finance. Read on to learn more about this year's awards.
By Lisa Gerstner
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Estate Planning When You Have a Skeleton in the Closet
We asked estate planning experts how to keep transgressions secret, even after death.
By Donna Fuscaldo
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Should You Withhold Tax From Social Security Benefits?
Social Security Having taxes withheld from Social Security benefits can help retirees avoid a surprise when tax season arrives.
By Kelley R. Taylor
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Arkansas Tax Guide
State Tax Explore Arkansas's state tax rates for income, sales, property, retirement, and more. Learn how Arkansas compares nationwide.
By Katelyn Washington
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New Trump Tax Bill: 5 Changes Homeowners Need to Know Now
Tax Changes Trump’s new tax legislation is reshaping how tax breaks for homeowners work.
By Gabriella Cruz-Martínez
