Household Budget Worksheet

Use this budget worksheet to get control of your monthly living expenses.

Woman managing home budget with the aid of financial app at home.
(Image credit: Getty Images)

A good budget helps you reach your spending and savings goals. Work out your proposed household budget by inputting your sources of income and projected expenses into Kiplinger's worksheet below.

You can add and delete rows in each section and change the labels for each expense or income source as much as you like, so the sheet reflects your personal finances. Return and repeat as you track your actual spending.

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Carla Ayers
E-Commerce & Personal Finance Editor

Carla Ayers joined Kiplinger in 2024 as the E-Commerce & Personal Finance Editor. Her professional background spans both commercial and residential real estate, enriching her writing with firsthand industry insights.

Carla has worked as a personal finance and real estate writer for Rocket Mortgage, Inman and other industry publications.

She is passionate about making complex real estate and financial topics accessible to all readers. Dedicated to transparency and clarity, her ultimate goal is to help her audience make informed and confident decisions in their financial pursuits.