Kids & Money
Information, commentary and analysis on your kids and money, from the team at Kiplinger.
There are so many responsibilities that come with raising children, from keeping them safe to instilling them with morals and values — and finances are part and parcel of it all. When you were starting a family, you thought about the budget to keep them taken care of, including paying for basic needs and childcare. And you also considered their future: Setting them up for college tuition or a nest egg to start their own adulthood. As they grow, questions come up like how to teach them about handling money responsibly, while you have to make decisions about how to manage money for them responsibly.
We know there are endless questions and scenarios when it comes to your kids and money, which is why we've dedicated this space to provide insights and guidance.
Latest
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How the AI Entry-Level Freeze Is Delaying RetirementRecent college grads face endless job rejections, forcing parents in their 60s to put exit plans on hold. Here's how families can navigate the strain.
By Maurie Backman
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7 Things You Should Never Leave to Your Kids or GrandkidsLeaving these assets to your loved ones might be more trouble than it’s worth. Here's how to avoid adding to their grief after you're gone.
By David Rodeck
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2026-27 FAFSA Changes: What Families Need to KnowA simpler form, a real break for families who own a business or a farm, and a new hard cutoff for the Pell Grant. The 2026-27 FAFSA both gives and takes.
By Sravani Atluri
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529 Plan vs. Roth IRA: Best Way to Pay for Grandkids' CollegeBefore you touch your retirement fund, consider how taxes and financial aid rules change the math. In this week's Wealth Wise column, we break down the right choice.
By Maurie Backman
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The GOP Wants to Enroll Your Child in a Trump Account for SavingsTax Law The mobile app is live; parents can still sign up, and savings may be tracked. Here’s who is eligible and when your child receives the $1,000 seed money.
By Kate Schubel
Tax Law -
Revocable vs Irrevocable Trusts for Estate PlanningWith the threat of the estate tax sunset officially resolved, picking a trust is now a choice between long-term asset protection and tax-free basis step-ups.
By Ellen B. Kennedy
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'Subsidized Adulting': Can You Afford to Help Your Kids?Supporting your adult kids shouldn’t mean risking your retirement. Our Wealth Wise columnist explains how to help them when times are tough.
By Maurie Backman
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Use the 529 'Grandparent Loophole' To Maximize College SavingsHow the 529 grandparent loophole lets you fund a grandchild’s college education without impacting their financial aid.
By Erin Bendig
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Should Fully Funded Retirees Invest Like 30-Year-Olds?When your savings are meant for the next generation, your investment timeline isn't yours anymore. Our Wealth Wise columnist explains how to adjust.
By Maurie Backman
