Kids & Money
Information, commentary and analysis on your kids and money, from the team at Kiplinger.
There are so many responsibilities that come with raising children, from keeping them safe to instilling them with morals and values — and finances are part and parcel of it all. When you were starting a family, you thought about the budget to keep them taken care of, including paying for basic needs and childcare. And you also considered their future: Setting them up for college tuition or a nest egg to start their own adulthood. As they grow, questions come up like how to teach them about handling money responsibly, while you have to make decisions about how to manage money for them responsibly.
We know there are endless questions and scenarios when it comes to your kids and money, which is why we've dedicated this space to provide insights and guidance.
Latest
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Revocable vs Irrevocable Trusts for Estate PlanningWith the threat of the estate tax sunset officially resolved, picking a trust is now a choice between long-term asset protection and tax-free basis step-ups.
By Ellen B. Kennedy
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'Subsidized Adulting': Can You Afford to Help Your Kids?Supporting your adult kids shouldn’t mean risking your retirement. Our Wealth Wise columnist explains how to help them when times are tough.
By Maurie Backman
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Use the 529 'Grandparent Loophole' To Maximize College SavingsHow the 529 grandparent loophole lets you fund a grandchild’s college education without impacting their financial aid.
By Erin Bendig
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Should Fully Funded Retirees Invest Like 30-Year-Olds?When your savings are meant for the next generation, your investment timeline isn't yours anymore. Our Wealth Wise columnist explains how to adjust.
By Maurie Backman
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Are Trump Accounts the Right Fit for Your Family?Trump Accounts have pros and cons, but having one could be a good way to educate your child about finances while also providing a financial safety net.
By Randy E. Porzel, CFP®, RICP®
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How Do I Protect My $5 Million From My Freely Spending Partner?"I'm a wealthy saver, he's a lavish spender with a mortgage. Am I crazy to consider marriage?" Kiplinger's Wealth Wise team answers a reader's financial dilemma.
By Maurie Backman
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Low-Tax States For Middle-Class Families Ranked by Childcare AffordabilityMiddle Class Taxes If you prioritize low state taxes, here's how early childhood costs stack up across the country in 2026.
By Kate Schubel
Middle Class Taxes -
I Retired at 63 and My Grown Kids Want Help With ChildcareI love my grandkids, but It's too much. What should I do? We asked therapists and relationship experts for advice.
By Maurie Backman
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The Best Options for Giving Money to a Child in Your FamilyWant to save for a child's future? Here's a look at the most common account types for starting their nest egg, even if you don't know what they'll need at 18.
By Isaac Morris
