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Technology

Save Money on Practically Everything, 2010: DEBT & BANKING

by: Kiplinger Team
January 1, 2012

how to lower your interest rates and monthly payments.

avoiding sneaky bank fees and more.

MORE Save Money on Practically Everything:

Save Money on Food

Save Money on Entertainment

Save Money on Health Care

Save Money on Investing and Financial Planning

Save Money on Travel

Save Money on Utility and Phone Bills

Save Money in Retirement

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1 of 14

Save on Debt & Banking: ERASE DEBT

Get rid of it!

Focus on the debt with the highest interest rate first.

MORE Save Money on Practically Everything:

Save Money on Food

Save Money on Entertainment

Save Money on Health Care

Save Money on Investing and Financial Planning

Save Money on Travel

Save Money on Utility and Phone Bills

Save Money in Retirement

Read, Print or E-Mail the Text Version of This Slide Show

2 of 14

Save on Debt & Banking: GET ORGANIZED

manage your money for free at Mint.com

or Wesabe.com.

MORE Save Money on Practically Everything:

Save Money on Food

Save Money on Entertainment

Save Money on Health Care

Save Money on Investing and Financial Planning

Save Money on Travel

Save Money on Utility and Phone Bills

Save Money in Retirement

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3 of 14

Save on Debt & Banking: TAILOR YOUR STUDENT LOAN TO FIT

graduated payment schedule

extended payment period

income-contingent plan

MORE Save Money on Practically Everything:

Save Money on Food

Save Money on Entertainment

Save Money on Health Care

Save Money on Investing and Financial Planning

Save Money on Travel

Save Money on Utility and Phone Bills

Save Money in Retirement

Read, Print or E-Mail the Text Version of This Slide Show

4 of 14

Save on Debt & Banking: ASK FOR A LOWER RATE

(C) 2007 Bob Turitz Photography

more than half of such requests get results.

reset the rate on your existing mortgage

MORE Save Money on Practically Everything:

Save Money on Food

Save Money on Entertainment

Save Money on Health Care

Save Money on Investing and Financial Planning

Save Money on Travel

Save Money on Utility and Phone Bills

Save Money in Retirement

Read, Print or E-Mail the Text Version of This Slide Show

5 of 14

Save on Debt & Banking: TAKE A HIKE

make a move when the right deal comes along.

Finding a card

MORE Save Money on Practically Everything:

Save Money on Food

Save Money on Entertainment

Save Money on Health Care

Save Money on Investing and Financial Planning

Save Money on Travel

Save Money on Utility and Phone Bills

Save Money in Retirement

Read, Print or E-Mail the Text Version of This Slide Show

6 of 14

Save on Debt & Banking: NEVER PAY AT THE ATM

How to save: Withdraw money from an ATM that belongs to a surcharge-free network

Allpoint

Money Pass

MORE Save Money on Practically Everything:

Save Money on Food

Save Money on Entertainment

Save Money on Health Care

Save Money on Investing and Financial Planning

Save Money on Travel

Save Money on Utility and Phone Bills

Save Money in Retirement

Read, Print or E-Mail the Text Version of This Slide Show

7 of 14

Save on Debt & Banking: EARN MORE INTEREST

How to save: Move your savings to a reputable online bank offering high interest rates

free interest-bearing online checking accounts

MORE Save Money on Practically Everything:

Save Money on Food

Save Money on Entertainment

Save Money on Health Care

Save Money on Investing and Financial Planning

Save Money on Travel

Save Money on Utility and Phone Bills

Save Money in Retirement

Read, Print or E-Mail the Text Version of This Slide Show

8 of 14

Save on Debt & Banking: SHRINK YOUR HOME PAYMENTS

How to save: Consider refinancing,

calculator

Making Home Affordable Act

MORE Save Money on Practically Everything:

Save Money on Food

Save Money on Entertainment

Save Money on Health Care

Save Money on Investing and Financial Planning

Save Money on Travel

Save Money on Utility and Phone Bills

Save Money in Retirement

Read, Print or E-Mail the Text Version of This Slide Show

9 of 14

Save on Debt & Banking: RETHINK YOUR HOUSING

How to save: Renting eliminates your property taxes and maintenance costs

calculator to see if you should rent or buy

finding a roommate

MORE Save Money on Practically Everything:

Save Money on Food

Save Money on Entertainment

Save Money on Health Care

Save Money on Investing and Financial Planning

Save Money on Travel

Save Money on Utility and Phone Bills

Save Money in Retirement

Read, Print or E-Mail the Text Version of This Slide Show

10 of 14

Save on Debt & Banking: DON'T FORGET TAX BREAKS

How to save

MORE Save Money on Practically Everything:

Save Money on Food

Save Money on Entertainment

Save Money on Health Care

Save Money on Investing and Financial Planning

Save Money on Travel

Save Money on Utility and Phone Bills

Save Money in Retirement

Read, Print or E-Mail the Text Version of This Slide Show

11 of 14

Save on Debt & Banking: GET A FREE CREDIT CHECKUP

How to save

free annual credit report

take steps to improve your credit score

CreditKarma.com

MORE Save Money on Practically Everything:

Save Money on Food

Save Money on Entertainment

Save Money on Health Care

Save Money on Investing and Financial Planning

Save Money on Travel

Save Money on Utility and Phone Bills

Save Money in Retirement

Read, Print or E-Mail the Text Version of This Slide Show

12 of 14

Save on Debt & Banking: MIND THE FINE PRINT

How to save: Make sure you know your bank's rules

MORE Save Money on Practically Everything:

Save Money on Food

Save Money on Entertainment

Save Money on Health Care

Save Money on Investing and Financial Planning

Save Money on Travel

Save Money on Utility and Phone Bills

Save Money in Retirement

Read, Print or E-Mail the Text Version of This Slide Show

13 of 14

Save on Debt & Banking: GET HELP

How to save

aiccca.org

nfcc.org

set up reasonable repayment plans with creditors

MORE Save Money on Practically Everything:

Save Money on Food

Save Money on Entertainment

Save Money on Health Care

Save Money on Investing and Financial Planning

Save Money on Travel

Save Money on Utility and Phone Bills

Save Money in Retirement

Read, Print or E-Mail the Text Version of This Slide Show

14 of 14

Save Money on Practically Everything, 2010: MORE WAYS TO SAVE

Save Money on Food

Save Money on Entertainment

Save Money on Health Care

Save Money on Investing and Financial Planning

Save Money on Travel

Save Money on Utility and Phone Bills

Save Money in Retirement

Read, Print or E-Mail the Text Version of This Slide Show

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