For a Good Time Managing Your Money, Call on These Apps

Budgeting, saving and getting out of debt aren’t normally associated with fun, but these eight apps aim to make personal finance less of a grind for you.

A young woman smiles while she looks at her phone in her bedroom.
(Image credit: Getty Images)

Can there be anything fun about budgeting and money management? Well, for many people, the answer is no. Personal finance and money management is all about discipline — preventing yourself from spending anyhow you like for the sake of your future. In essence, you embrace present pain for the sake of your future pleasure.

But what if budgeting and money management could also be fun? That’s exactly what some innovative personal finance apps are trying to do. Either through gamification, visualization, rewards and penalties and/or saving while spending, you can have fun while managing your money and preparing for a better future.

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Marguerita M. Cheng, CFP® & RICP®
CEO, Blue Ocean Global Wealth

Marguerita M. Cheng is the Chief Executive Officer at Blue Ocean Global Wealth. She is a CFP® professional, a Chartered Retirement Planning Counselor℠ and a Retirement Income Certified Professional. She helps educate the public, policymakers and media about the benefits of competent, ethical financial planning.