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The ideal bank for students will also appeal to parents who want to open an account alongside their child for quick and easy money transfers.

Our picks don't have many (or any) branches, but they charge low (or no) fees to maintain an account and withdraw cash, and they have strong mobile and digital features to make branchless banking more seamless.

Miriam Cross
Associate Editor, Kiplinger's Personal Finance
Miriam lived in Toronto, Canada, before joining Kiplinger's Personal Finance in November 2012. Prior to that, she freelanced as a fact-checker for several Canadian publications, including Reader's Digest Canada, Style at Home and Air Canada's enRoute. She received a BA from the University of Toronto with a major in English literature and completed a certificate in Magazine and Web Publishing at Ryerson University.