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10 Reasons You'll Never Retire


Retirement is the payoff at the end of a long career, the end game most workers are striving for. But these days, with corporate pensions disappearing (only 11% of Fortune 100 companies offered traditional defined-benefit plans in 2012, down from 89% in 1985) and life spans on the rise (65-year-olds in 2010 had remaining life spans of 19.1 years, nearly two years longer than folks who turned 65 in 1990), you’re likely to be on your own when it comes to building a nest egg that may have to last 30 years or more.

Will you ever save enough to retire comfortably? Many Americans aren’t so sure. In fact, 48% of workers don’t expect to retire by age 65 -- up from only 33% in 2005, according to a recent CBS News poll. And 22% of Americans don’t think they’ll retire until they’re over 70.


We talked with financial planners from the Financial Planning Association about the common problems that trip people up on the road to retirement. Here are 10 reasons you might never retire, as well as the steps you can take to avoid these roadblocks.


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