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All Contents © 2020The Kiplinger Washington Editors
By Jane Bennett Clark, Senior Editor
| Originally Published March 2016
Maybe you've always fantasized about racing down the sidelines as a soccer ref, or expounding to tourists on the charms of your city. Once you retire from your career job, you'll have time to make that fantasy happen, but you'll have to get up to speed on the skills involved. Here's a rundown of the basic requirements for seven dream retirement gigs.
For a realistic shot at landing a job at a fitness facility, go for certification by one of the several nationally accredited certifying agencies, such as the American College of Sports Medicine or the American Council on Exercise. Certification by ACE, the largest of the groups, involves a self-study program that runs $600 to $700 and takes about 80 to 100 hours to complete, followed by a proctored exam with 150 questions. You must be certified to perform CPR and to use an automated external defibrillator (AED) to sit for the exam. Fitness trainers earn an average of $26 an hour, according to ACE.
You don't need teaching experience for this gig, but you do need certification in TESOL (Teaching English to Speakers of Other Languages) or TEFL (Teaching English as a Foreign Language), a comparable credential more common in the United Kingdom. The American TESOL Institute offers an online-only program ($295) and one that combines online study with in-class training ($995 to $1,620). Salaries depend on the country and cost of living. For more information, see www.tefl-tesol.net. You may be able to teach English as a Second Language in U.S. public schools with TESOL certification, but many states set additional requirements. Check with your state's education department.
Prerequisites for this job range from nothing at all to passing a test administered by your local jurisdiction to getting a license (or both), depending on where you plan to operate. To find out the specifics in your area, go to the National Federation of Tourist Guide Associations and click on "Our Members"; contact the association closest to you. In addition to keeping track of local requirements, these associations offer training programs, continuing education, job-networking opportunities and certification. Expect to make about $40 an hour, says Ellen Malasky, vice-president of the National Federation of Tourist Guide Associations.
Being a private patient advocate can involve anything from sorting out billing snafus to helping families navigate the health care system. No state requires a license for patient advocacy, and there is currently no nationally recognized certification, although one is in the works through the Patient Advocate Certification Board. Your own experience with, say, an ailing parent or a health crisis can be a starting point. To add to your qualifications, review the list of competencies and best practices at the patient advocate certification site, then go to Health Advocate Resources to see which educational programs can fill in any gaps. A private practice is like any small business, says Trisha Torrey, founder and director of the Alliance of Professional Health Advocates, but for this profession, liability insurance is a must. You can generally charge fees of $100 to $250 an hour, depending on your background, services and location.
For a seasonal gig at a national park (or at a guest lodge, summer camp or ski resort), check out Cool Works, which lists postings from employers in spectacular settings around the country. Listings include openings for cooks, reservation clerks and gift shop employees as well as for, say, a hovercraft captain or trolley driver. Employees who can work the full season (as opposed to decamping for college in August) are in demand, making retirees a hot commodity. You'll be paid minimum wage or a little more for entry-level jobs; employers typically provide low-cost and sometimes free housing, ranging from private rooms to dormitories, or hookups for RVs. Some employers offer accommodations for couples, too. Most retirees take these jobs for the fun and the chance to meet new people, not the compensation, says Patty Ceglio, director of operations at Cool Works. (Find job listings geared to retirees on the Older and Bolder section on the Cool Works site.)
If giving back and having fun are more important than a paycheck, this gig is worth checking out. At minimum, you'll have to be physically fit enough to tackle the demands of the sport. To get started, register with the area governing association (your local high school or recreation department can tell you which one to contact); you'll probably have to pay a fee of, say, $10 to $50. Registration gives you access to lectures, exercises, demonstrations and rulebooks on the mechanics of the sport; experienced refs or umpires may also be willing to mentor you. Expect to buy your own equipment, including shoes, the appropriate shirt and pants, and any protective gear, and to work your way up the ladder from youth leagues to high school varsity games. Fees range from nothing to $35 or so for youth games to $65 for high school varsity games.
Let your neat-freak flag fly by helping clients declutter, organize paperwork or photos, straighten up their closets, garages, junk drawers or home offices -- even the way they structure their time. As with any business start-up, you'll need to decide on your business model, get insurance, and file the appropriate paperwork with local and state agencies. For training, business tips and networking opportunities, join the National Association of Professional Organizers. You can add to your clean cred by becoming certified by NAPO. Certification, which requires completing 1,500 hours of paid client work and passing a proctored exam, costs $450, with a $100 annual maintenance fee. Hourly fees for professional organizers run from $25 to $100, with the most common fees in the $50 to $75 range.