Text Scams: How to Avoid (and Report) Them

Spam texts are surpassing robocalls as the preferred choice of scammers. Here’s how to avoid being a victim.

Photo of a hand holding a cell phone with a text about winning the lottery
(Image credit: Getty Images)


In place of all those robocalls, you may notice your cellphone has become the target of spam texts. And just like robocalls, these texts and robotexts are becoming the preferred vehicle for scammers looking to infect your phone, steal your information and take your money. In fact, there’s even a name for it: smishing.

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Senior Retirement Editor, Kiplinger.com

Elaine Silvestrini has worked for Kiplinger since 2021, serving as senior retirement editor since 2022. Before that, she had an extensive career as a newspaper and online journalist, primarily covering legal issues at the Tampa Tribune and the Asbury Park Press in New Jersey. In more recent years, she's written for several marketing, legal and financial websites, including Annuity.org and LegalExaminer.com, and the newsletters Auto Insurance Report and Property Insurance Report.