Social Security
News, insights and expert analysis on social security from the team at Kiplinger.
Getting the most out of Social Security is anything but simple. As you near retirement, the decisions you make could have a significant impact on the amount of money you receive, and some of these choices are irrevocable. You’ll need to move carefully to maximize your income stream. Start with our beginner's guide to maximizing your Social Security benefits, then work your way through our other Social Security features, guides and news stories.
Latest
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2026 Social Security COLA July Projection Rises
In October, the SSA will reveal the cost-of-living adjustment (COLA) that will apply to Social Security benefits next year. The COLA is an increase designed to help Social Security payments keep up with inflation.
By Donna LeValley Last updated
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Five Social Security Myths That Can Cost You Thousands
Before you collect Social Security benefits, make sure you don't believe any of these falsehoods.
By Donna Fuscaldo Published
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I missed the 2-Year IRMAA Rule. Now, my Medicare costs are skyrocketing. What are my options?
A spike in income could result in costly IRMAA charges on your Medicare premiums. We ask financial planning experts for advice.
By Maurie Backman Published
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The Average Social Security Check by Age
Compare your average Social Security check with others of your age, and plan for the future.
By Donna LeValley Last updated
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The Average Social Security Check in Every State
Do you live in this New England state with the heftiest check? Your Social Security benefit can be affected by where you live.
By Donna LeValley Last updated
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The Average Monthly Social Security Check: July 2025
The average monthly Social Security check amount might surprise you. Here's a look at the numbers and why they matter.
By Donna LeValley Last updated
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What the OBBB Means for Social Security Taxes and Your Retirement: A Wealth Adviser's Guide
For Americans in lower- and middle-income tax brackets, the enhanced deduction for older people reduces taxable income, shielding most of their Social Security benefits from being taxed.
By Ryan K. Snover, Investment Adviser Representative Published
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I'm a Financial Adviser: This Is How You Could Be Leaving Six Figures in Social Security on the Table
Claiming Social Security is about more than filing paperwork and expecting a check. When you do it and how you do it have huge financial implications that last the rest of your life.
By Brian Skrobonja, Chartered Financial Consultant (ChFC®) Published
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Does Donald Trump Claim Social Security Benefits?
Social Security is a hot topic. I thought it would be interesting to see if President Trump and previous presidents collect Social Security benefits.
By Donna LeValley Last updated