5 Key Points to Consider Before You Claim Social Security

The big decision every retiree has to make is when to start taking their Social Security benefits. Here are five things to think about as you weigh your options.

A clock is balanced by a ball of money on a fulcrum.
(Image credit: Getty Images)

When you hit your 60s, it’s time for you and Social Security to come to a reckoning.

After all, it’s likely you have been paying into Social Security for decades, and now you have a choice to make: Claim your benefit early, claim it right on schedule, or postpone claiming it.

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Brett Gottlieb, Investment Adviser Representative
Founder, Comprehensive Advisor Financial & Insurance Services

Brett Gottlieb is the founder of Comprehensive Advisor Financial & Insurance Services in Carlsbad, Calif. As a financial adviser, he helps pre-retirees and retirees with income planning, investment portfolio management, tax planning, health care planning and legacy planning. Gottlieb has bachelor’s degrees in business administration and economics from California State University-Chico. He has passed the Series 65 securities exam and is an independently licensed life insurance agent.