Strategies for Roth IRAs You May Not Have Thought Of (Yet)

Most people think of the obvious tax benefits Roth IRAs offer, but these accounts have some less-obvious advantages that savvy savers – whether young and just starting out or newly retired – can tap into as well.

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(Image credit: Getty Images)

Roth IRAs are a powerful savings tool. Unlike traditional IRAs, Roth IRAs are composed of post-tax contributions, which means that investors can make tax-free withdrawals in retirement. As such, Roth IRAs are a popular investment vehicle for individuals who may be at a higher tax bracket in retirement.

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Chad Chubb, CFP®
Founder, WealthKeel LLC

Chad Chubb is a Certified Financial Planner™, Certified Student Loan Professional™ and the founder of WealthKeel LLC. He works alongside Gen X & Gen Y physicians to help them navigate the complexities of everyday life by crafting streamlined financial plans that are agile for his clients' evolving needs. He helps them utilize their wealth to free up time and energy to focus on their family, their practice and what they love most.