Student Loan Application Forms Just Got Easier, Sort Of

The federal student loan application form has been simplified but its rollout might leave you scrambling.

Young woman scratching head in front of blackboard where "student loan" and "tuition costs" are written.
(Image credit: Yin Yang, Getty Images)

The notoriously complicated and frustrating federal student loan application, also known as FAFSA (for Free Application for Federal Student Aid), has recently undergone a simplification transformation

The form, which historically involved some 100 questions, has been pared down to just around 20. It will also automatically pull tax data from the Internal Revenue Service, removing a bulk of the most confusing and time-consuming aspects of the form, and is now expected to take about 10 minutes to fill out.

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Jamie Feldman

Jamie Feldman is a journalist, essayist and content creator. After building a byline as a lifestyle editor for HuffPost, her articles and editorials have since appeared in Cosmopolitan, Betches, Nylon, Bustle, Parade, and Well+Good. Her journey out of credit card debt, which she chronicles on TikTok, has amassed a loyal social media following. Her story has been featured in Fortune, Business Insider and on The Today Show, NBC Nightly News, CBS News, and NPR. She is currently producing a podcast on the same topic and living in Brooklyn, New York.