More than 40 million student loan borrowers received a rude awakening when the Supreme Court struck down President Biden's student loan forgiveness plan back in June. Those borrowers are now grappling with the reality of resuming their student loan payments as of October 1.
WalletHub's new national student loan debt study reveals the states where the payment reality check is hitting the hardest, as well as those where borrowers are in much better shape.
Student loan debt, state by state
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Highest student debt burden
| Overall Rank | State | Median Student Loan Payment |
| 1 | Maryland | $232/month |
| 2 | Vermont | $225 |
| 3 | Hawaii | $223 |
| 4 | Massachusetts | $222 |
| 5 | New Hampshire | $218 |
| 6 | Connecticut | $218 |
| 7 | New Jersey | $216 |
| 8 | New York | $212 |
| 9 | Virginia | $208 |
| 10 | Colorado | $207 |
Lowest student debt burden
| Overall Rank | State | Median Student Loan Payment |
| 41 | Nevada | $168/month |
| 42 | Missouri | $167 |
| 43 | Montana | $166 |
| 44 | Delaware | $166 |
| 45 | Mississippi | $163 |
| 46 | North Dakota | $160 |
| 47 | Kentucky | $159 |
| 48 | Arkansas | $158 |
| 49 | Wyoming | $158 |
| 50 | West Virginia | $139 |
Borrowers' best next moves
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