life insurance

When you are due a life insurance death benefit, a lump sum payment isn't your only option. There are typically three main ways to take your benefit, …

You may be able to estimate how much you need online, but that’s just the start of your search.

Sweeping retirement changes were just signed into law that bring both positives (for savers) and potentially disastrous consequences (for heirs). Here…

If your heirs might face a big estate tax bill one day, an irrevocable life insurance trust could help protect your legacy.

It's normal to have financial regrets. I know I do, and I don't mind sharing. Use them as a growing opportunity. And make sure to celebrate your succe…

1035 exchanges let you trade up for a better annuity or trade in unneeded life insurance.

Do you know the difference between a long-term care rider and chronic illness rider? Section 7702B and Section 101(g)? If you're contemplating a life …

When it comes to life insurance, many folks don't think they need it, if they consider it at all. In fact, it's a versatile financial tool that can he…

Life insurance can offer income and saving options for the long term.

If you’re not careful to buy the right kind of insurance, keep it in the right place and pay for it in the right way, your good intentions could end u…

Life insurance is a mystery to most people, but it's an important part of your financial picture, so don't let these common misbeliefs stop you from p…

Surprise: There’s a chance your most precious possessions may not be covered.

One form of life insurance that may be worth investigating for its tax advantages and estate benefits is an indexed universal life policy.

About 70% of people who reach age 65 could potentially need long-term care at some point in their lives, and it can easily cost $100,000 a year. You n…

Many employees just automatically pick the same benefits options year after year with little to no thought. That's a mistake. Instead, here are some p…

As you read up on your health insurance, life insurance and other options for 2019, here are five tips to help get the most out of your workplace bene…

The new tax law is prompting policyholders to review their life insurance to see if the coverage still makes sense.

If 401(k)s and IRAs make up the majority of your retirement savings, with today's lower tax rates, it could make sense to steer more of your money int…

Many families are discovering that a 20-year term for a life insurance policy isn’t enough.

While they may not be for everyone, I feel like buying a whole life policy was one of the best financial planning decisions I ever made.

Buy the right life insurance plan now to avoid scrambling to find coverage later.

Congratulations! Now get busy. From health insurance to car seats, here's what expectant parents should do to get ready for their new arrival.

In between naps, feedings and burpings, here are five things you should do when you bring home your bundle of joy.