Use this budget worksheet to get control of your monthly living expenses. A good budget helps you reach your spending and savings goals. Work out a proposed household budget by inputting your sources of income and projected expenses into Kiplinger's exclusive worksheet below. You can add and delete rows as necessary to reflect your personal finances. Return and repeat as you track your actual spending. Budget Period 1 Month 2 Months 3 Months 4 Months 5 Months 6 Months 7 Months 8 Months 9 Months 10 Months 11 Months 12 Months Income (take-home) + Add Row Expense Amount / Frequency Amount for Budget Period DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $54000 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $36000 Budget Period Total $90000 Loans / Debt + Add Row Expense Amount / Frequency Amount for Budget Period DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $30000 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $12000 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $6000 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0 Budget Period Total $48000 Utilities + Add Row Expense Amount / Frequency Amount for Budget Period DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 Budget Period Total $0.00 Insurance Premiums + Add Row Expense Amount / Frequency Amount for Budget Period DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 Budget Period Total $0.00 Savings and Investments + Add Row Expense Amount / Frequency Amount for Budget Period DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 Budget Period Total $0.00 Miscellaneous + Add Row Expense Amount / Frequency Amount for Budget Period DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 DailyWeeklyBiWeeklyTwice MonthlyMonthlyQuarterlyAnnually $0.00 Budget Period Total $0.00 Total Income $0.00 Total Expenses $0.00 Income Minus Expenses $0.00 SEE ALSO: 70 Time-Tested Ways to Build Your Wealth