With Markets Down, Is Now the Time for Young People to Invest?

Many younger investors have never experienced stock market volatility and are wondering if they should buy now or steer clear. Answering these three questions could tell them what they need to know.

A young man on the job.
(Image credit: Getty Images)

“Should I invest some of the cash I've been sitting on?”

I work with several successful young professionals who have done well in the past decade – building careers and businesses that have generated substantial cash flow and are poised to build a sizable net worth through investing. But they haven’t experienced a combination of such volatile events that the United States hasn’t seen in many years — a bear stock market, falling prices for cryptocurrencies, rising inflation, skyrocketing prices for homes and gasoline and the war in Ukraine.

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Patricia Sklar, CPA, CFP®, CFA®
Wealth Adviser, CI Brigthworth

Patricia Sklar is a wealth adviser at CI Brightworth, an Atlanta wealth management firm. She is a Certified Public Accountant, a CERTIFIED FINANCIAL PLANNER™ practitioner and holds the Chartered Financial Analyst® designation.  Sklar uses her CPA and investment background to help develop and implement financial planning strategies for high-net-worth and high-income earning individuals.