It can be tricky to choose the right credit card for you, especially considering the range of card types and deals out there. This tool takes out the guesswork.
Kiplinger.com and Bankrate.com have teamed up to bring you the cream of the credit-card crop. The links below will take you to the best offers in each category.
When searching for the best credit card, keep in mind that issuers can change a card's terms and rewards in a matter of weeks. Be sure to contact the issuer to verify the specifics.
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
We have highlighted the right credit cards to match your spending style, whether you pay off the balance in full every month, frequently carry a balance, or plan on carrying a balance soon.
FIND BEST CREDIT CARD OFFERS
Select one of the search options below:
function goToURL(loc,vform){if(vform=="state"){location="http://www.bankrate.com/kip/rate/brm_ccsearch_advanced.asp?web=kip&prodtype=cc&state="+loc+"&Submit32=GO";}if(vform=="credit"){//location="http://www.kiplinger.com/bankrate/creditcard/?ct="+loc+"&af=127684&ac=100&css=32567c:0b5891:ffffff:c0c0c0&layout=1:1:1:&offeronly=&uv=&sv=";location="http://creditcards.bankrate.com/kiplinger/?ct="+loc+"&af=127684&ac=100&css=32567c:0b5891:ffffff:c0c0c0&layout=1:1:1:&offeronly=&uv=&country=us&sv=";}if(vform=="goal"){//location="http://www.kiplinger.com/bankrate/creditcard/?cid="+loc+"&af=127684&ac=100&css=32567c:0b5891:ffffff:c0c0c0&layout=1:1:1:&offeronly=&uv=&sv=";location="http://creditcards.bankrate.com/kiplinger/?cid="+loc+"&af=127684&ac=100&css=32567c:0b5891:ffffff:c0c0c0&layout=1:1:1:&offeronly=&uv=&sid=&country=us&sv=";}}
| What is your goal? |
| Select a goalPay off monthlyCarry a balanceBalance transferLow APRStudent |
| What type of credit do you have? |
| Select Credit TypeExcellent creditGood creditAverage creditBad credit |
| You can choose offers specific to your state here (you must select your state and complete your search on another page). |
| Select a StateNationalAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming |
Next: Charge Cards vs. Debit Cards
-
It’s Tax Day: Is the Post Office Open Late?Tax Filing Tax Day is here and some people need to mail their federal income tax returns.
-
Need to Build an Emergency Fund? Seven Steps to Get ThereHaving a safety net can mean peace of mind on top of being able to maintain your lifestyle if a financial emergency strikes.
-
When's the Best Time to Buy a Domestic Flight? The Kiplinger LetterThe Kiplinger Letter A new study by CheapAir.com has crunched the numbers.
-
Woes Continue for Banking Sector: The Kiplinger LetterThe Kiplinger Letter Regional bank stocks were hammered recently after news of New York Community Bank’s big fourth-quarter loss.
-
Anxious Flyers Take Note: The Kiplinger LetterThe Kiplinger Letter Whether it's the routes to avoid that have the most turbulence or the safest airline, we've got you covered.
-
The Auto Industry Outlook for 2024The Kiplinger Letter Here's what to expect in the auto industry this year. If you’re in the market for a car it won’t be quite as daunting as it was during the pandemic and after.
-
Two More Travel Trends for 2024: The Kiplinger LetterThe Kiplinger Letter As the world gets moving again, two more travel trends to consider: Solo cruising and airline passengers with loaded guns.
-
Three Travel Trends Will Drive the Industry This Year: The Kiplinger LetterThe Kiplinger Letter New travel trends like set-jetting, destination “dupes” and tour traveling will propel the travel industry in 2024.
-
State Economics — Spotlight on New England: The Kiplinger LetterThe Kiplinger Letter After a better-than-expected 2023, New England states will see only modest employment growth in 2024.
-
2024's Social Media and Smartphone Trends: The Kiplinger LetterVideo-sharing giant, YouTube, dominates as teens' go-to social media outlet.
