Articles by Nicholas J. Toman, CFP®

Nicholas Toman, CFP®, is a lead retirement planner and investment adviser with Empowered Financial Management, a firm that specializes in retirement planning for those individuals within five to seven years of retirement or who have recently retired and no longer wish to serve as their own financial adviser. All strategies are customized and made to clients by taking a 360-degree view of retirement, which considers the different risks retirees face during the distribution phase of life. Nicholas is a graduate of the University of Wisconsin-Whitewater with a BBA in accounting and has been a Certified Financial Planner since 2014.