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    Robert H. Yunich

    Contributing Writer

    Robert H. Yunich is a freelance writer in New York City. He has extensive knowledge about and expertise in investing and insurance. His career spanned over 30+ years in the financial services industry, including public accounting, banking, and as a financial adviser. He earned a Bachelor of Arts degree with a concentration in Economics from Columbia College (New York) and an MBA from Harvard Business School.

    Latest articles by Robert H. Yunich

    A red box with the words "break glass in case of emergency" partially obscured, as the glass has been broken.
    Why Even Retirees Need Emergency Funds

    Wealth protects your lifestyle, but liquidity protects your wealth. Here’s why a strategic cash cushion is still your portfolio’s best line of defense.

    • African American couple on a outdoor walk and hike enjoying bird watching and photography.
      What About Those ‘Guaranteed’ Life Insurance Ads?

      Guaranteed life insurance policies can sound tempting if you've been declined for insurance elsewhere. Here are four downsides and one alternative.

      By Robert H. Yunich

    • A green apple and a red apple side by side.
      Stocks vs Funds: Six Different Ways They Impact Your Portfolio

      What are the key differences between stocks and mutual funds — and which would be better suited to your portfolio? Here are six distinctions you need to know.

      By Robert H. Yunich

    • image of currency with an arrow pointing up
      How Dividend Reinvestments Work for Retirement

      Want your retirement investments to keep growing? Here's what you should know about dividend reinvestment.

      By Robert H. Yunich

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