Carlos Dias Jr., Wealth Adviser
Carlos Dias Jr. is a financial adviser, public speaker and president of Dias Wealth, LLC, headquartered in the Orlando, Fla., area, but working with clients nationwide. His expertise spans a diverse clientele, including business owners, retirees, lottery winners and professional athletes with wealth management, tax planning, estate planning, long-term care, annuities and life insurance.
Carlos has contributed to Kiplinger, Forbes and MarketWatch, and his work has been featured in CNN, CNBC, The Wall Street Journal, U.S. News & World Report, USA Today and other publications. He’s spoken at various CPA societies across the United States, and Carlos’ presentations often focus on innovative tax strategies, retirement planning and asset protection, providing valuable knowledge to accountants, attorneys and financial professionals.
Phone: 407.801.2244 | 877.926.0086 ext. 1 | Email: carlos@diaswealth.com
Websites: www.carlosdiasjr.com | www.diaswealth.com | www.annuityearnings.com
Latest articles by Carlos Dias Jr., Wealth Adviser
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Seven Big Retirement Risks to AvoidPeople are living longer and costs keep climbing, increasing the odds that you'll outlive your retirement savings. Here are some tips from a retirement pro to help you prevent that.
By Carlos Dias Jr., Wealth Adviser
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What’s the Difference Between Average and Actual Rate of Return?An average rate of return can mask losses over time, so what investors really want to keep an eye on is the actual rate of return.
By Carlos Dias Jr., Wealth Adviser
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Check Your Financial Adviser Now (and Every Year) or Regret It Laterwealth management Fewer than 10% of investors use such free background checks as Investor.gov, BrokerCheck or IAPD to check their financial advisers’ backgrounds. These online tools are easy to use and full of important information, so get clicking.
By Carlos Dias Jr., Wealth Adviser
wealth management -
Estate Planning Is More Important Than You Thinkretirement Estate planning ensures financial security for your loved ones if something should happen to you by protecting your hard-earned assets – such as your home, investments, retirement accounts and life insurance.
By Carlos Dias Jr., Wealth Adviser
retirement -
Retirement and Estate Planning Opportunities after the SECURE Actretirement Have a big IRA or a trust? Your strategies for limiting the tax burdens on your beneficiaries may have just changed ... a LOT.
By Carlos Dias Jr., Wealth Adviser
retirement -
What to Know Before Purchasing a Long-Term Care RiderLong-Term Care Insurance Do you know the difference between a long-term care rider and chronic illness rider? Section 7702B and Section 101(g)? If you're contemplating a life insurance policy or annuity with a long-term care rider, make sure to understand the key terms.
By Carlos Dias Jr., Wealth Adviser
Long-Term Care Insurance -
Avoid These Mistakes with Your Retirement Income PlanMaking Your Money Last Because we are living longer, retirees need to find sustainable sources of retirement income. Make sure you're avoiding the following mistakes when planning for retirement income.
By Carlos Dias Jr., Wealth Adviser
Making Your Money Last -
Retirees: Don’t Make the Same Mistakes Before a Market Correctioninvesting Take some lessons from the mistakes many retirees made during the downturn that socked stocks in 2008. By adjusting accordingly, you don't have to fear outliving your retirement portfolio, even if you're about to retire.
By Carlos Dias Jr., Wealth Adviser
investing -
5 Charitable Planning Options That Can Save You Money on TaxesTax Breaks Due to recent changes in the tax law, charitable planning is becoming an intricate part of tax, estate and gift planning. It's important to plan now while opportunities still exist.
By Carlos Dias Jr., Wealth Adviser
Tax Breaks -
What to Know Before Purchasing an Annuity Income Riderretirement Do you know the difference between a GLWB and a GMIB? A roll-up rate and a payout rate? If you're contemplating a fixed indexed or variable annuity with an income rider, make sure to understand the key terms so you can effectively compare your options and see which offers the best bang for your buck.
By Carlos Dias Jr., Wealth Adviser
retirement -
7 Secrets Financial Advisers Won't Tell YouFinancial Planning In many instances, there are some things that your financial adviser may not want you to be aware of, and they can be costly in the long run.
By Carlos Dias Jr., Wealth Adviser
Financial Planning -
Choosing Between a Private Foundation vs. Donor-Advised Fund
taxes Whether you want control with a private foundation or confidentiality and fewer restrictions with a donor-advised fund, each of these has its own place.
By Carlos Dias Jr., Wealth Adviser
taxes -
Critical Choices for IRA Beneficiariesretirement Inheriting a traditional IRA comes with a bit of a learning curve: RMDs, taxes, deadlines, penalties, spousal rules, non-spousal rules ... all are important to know and understand.
By Carlos Dias Jr., Wealth Adviser
retirement -
5 Ways Financial Advisers Misrepresent ThemselvesFinancial Planning How to find out if your financial adviser is misleading you about their credentials, and what steps you can take to protect yourself.
By Carlos Dias Jr., Wealth Adviser
Financial Planning -
Are Annuities a Solution for Baby Boomers in Retirement?annuities The basics of how annuities work, how they can provide a lifetime stream of retirement income, their pros and their cons.
By Carlos Dias Jr., Wealth Adviser
annuities -
7 Questions to Ask Before Hiring a Financial AdviserFinancial Planning It pays to know the difference between the financial professionals offering to help you with your investment and retirement decisions before you make your choice.
By Carlos Dias Jr., Wealth Adviser
Financial Planning -
Tax Rules on 10 Different Retirement Accounts and Investmentstaxes Saving money for retirement involves many factors that can't be controlled, but taxes can be, to a certain extent.
By Carlos Dias Jr., Wealth Adviser
taxes -
Pension Possibilities: IRA Rollover? Buy an Annuity? Or Take the Payout?Employee Benefits Making your decision on the type of payout you receive in retirement requires considering these four factors.
By Carlos Dias Jr., Wealth Adviser
Employee Benefits -
6 Options to Fund Long-Term Care in Retirement
Long-Term Care Insurance It's not fun to think about, but if you boil down your choices a bit, making a plan for what could easily cost several thousand per month becomes less daunting.
By Carlos Dias Jr., Wealth Adviser
Long-Term Care Insurance -
5 Ways To Make Your Money Last Longer in Retirementretirement It takes good planning and perhaps an annuity in later life. Forget about the 4% rule. It doesn’t cut it anymore.
By Carlos Dias Jr., Wealth Adviser
retirement -
4 Tax-Free Income Sources to Supplement Retirementretirement Choosing your investments with taxes in mind is a smart strategy as you approach retirement. Here are four income-generating possibilities that won’t trigger big tax bills.
By Carlos Dias Jr., Wealth Adviser
retirement -
Avoiding the IRA Beneficiary Tax TrapIRAs Be careful who inherits your IRA, and be smart about how they are allowed to do it. It could save them a potentially 40% tax hit.
By Carlos Dias Jr., Wealth Adviser
IRAs -
How a Roth Conversion Can Save You and Your Heirs Thousands
retirement With a Roth, you can avoid RMDs and let more of your money grow tax-free.
By Carlos Dias Jr., Wealth Adviser
retirement
