Barbara Shapiro, CFP®, CDFA®, CeFT
Barbara Shapiro, President of HMS Financial Group, is a Certified Financial Planner™ and one of the first Certified Divorce Financial Analysts in Massachusetts. She holds a Master of Science in Finance from Suffolk University and is a Graduate of the Securities Industry Association Institute at the Wharton School. Additionally, she holds a Master of Education in Counseling from Boston University and a Master of Education in Moderate Special Needs from Northeastern University.
Phone: 781.251.2655 | E-mail: bshapiro@hms-financial.com | Website: www.hms-financial.com
Latest articles by Barbara Shapiro, CFP®, CDFA®, CeFT
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Depression and the Holidays: Some Friendly Advice from a Financial Adviserpersonal finance Now is the time to be on the lookout for the signs that someone may need a boost. Or maybe you could use a little help yourself?
By Barbara Shapiro, CFP®, CDFA®, CeFT
personal finance -
Your Spouse Wants a Divorce … Now What?!Divorce Maybe it came as a shock, or perhaps you saw it coming a mile away. If you’re wondering what to do, take a look at the personal and financial talking points one divorce expert has come up with from discussions with her clients over the years.
By Barbara Shapiro, CFP®, CDFA®, CeFT
Divorce -
From One Widow to Another: Words of Wisdom for Hope and HappinessWomen & Money Whether you lost your spouse recently or years ago, the grieving and healing process is a journey. Financial adviser Barbara Shapiro shares the most helpful life advice she’s gotten from other widows after the loss of her own husband.
By Barbara Shapiro, CFP®, CDFA®, CeFT
Women & Money -
5 Things You Need to Decide Before You Can Retireretirement You’ve got to think these things through and make sure all your bases are covered before you can finally call it quits and retire.
By Barbara Shapiro, CFP®, CDFA®, CeFT
retirement -
Pandemic Budgeting: It’s Time to Start Freshpersonal finance If you have a budget, you may need to tweak it, and if you don’t … what are you waiting for?
By Barbara Shapiro, CFP®, CDFA®, CeFT
personal finance -
When Panic Sets in, How One Financial Adviser Talks Clients Off the Ledgeinvesting Coronavirus panic is real, and it extends beyond health concerns to people's financial lives. But drastic measures can be disastrous.
By Barbara Shapiro, CFP®, CDFA®, CeFT
investing -
Don't Let Valentine's Day Ruin Your Marriageretirement Financial planners meet with couples on the edge all the time. If you're feeling sad this Valentine's Day, take a lesson from two couples' stories.
By Barbara Shapiro, CFP®, CDFA®, CeFT
retirement -
10 Practical Tips to Make Divorce More Tolerableretirement Navigating the divorcing process is easier with a little help along the way.
By Barbara Shapiro, CFP®, CDFA®, CeFT
retirement -
The Costs of Caregiving Go Far Beyond the ObviousLong-Term Care Insurance Seeing a loved one through a long illness or disability is an expensive proposition, and that’s not just in a financial sense. To be ready for this important role, you need to realize there are many other potential "costs."
By Barbara Shapiro, CFP®, CDFA®, CeFT
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Financial Reasons Not to Divorceretirement Before you decide to pull the plug on your marriage, you should consider some of the numerous financial cons that can come with splitting up.
By Barbara Shapiro, CFP®, CDFA®, CeFT
retirement -
Estate Planning for Surviving Spouses: What to Do ASAPretirement As soon as you are able, you have some legal documents to review and plans to update to protect both you and your heirs.
By Barbara Shapiro, CFP®, CDFA®, CeFT
retirement -
6 Tips for Those Who Have Lost a Spouseretirement From the practical to the emotional, here is some advice to help you get through the first year (or two) of your journey.
By Barbara Shapiro, CFP®, CDFA®, CeFT
retirement -
IRS Scams: How to Spot Them and Report ThemScams If you're getting hounded by calls, emails or letters from the IRS, how do you know they're legit? Here are some warning signs of scams to watch out for.
By Barbara Shapiro, CFP®, CDFA®, CeFT
Scams -
When Widows Are Forgotten: A Guide for Widows and the People Near to Themretirement They are all around us, but widows can sometimes feel invisible and forgotten. They need help. This I know from experience. And this is what they (and you) should do.
By Barbara Shapiro, CFP®, CDFA®, CeFT
retirement -
Win the Lottery? Here’s the First Thing You Should DoFinancial Planning Any windfall can come with a sea of emotions and decisions. You need to clear your head, and then find the right help. A Certified Financial Transitionist (CeFT) may be just the ticket.
By Barbara Shapiro, CFP®, CDFA®, CeFT
Financial Planning -
The Emotional Side of Retirement PlanningInvestor Psychology Forget finances, you’ll never be ready to retire unless you've thought through exactly what you want your next chapter to be like.
By Barbara Shapiro, CFP®, CDFA®, CeFT
Investor Psychology -
What to Do If You’re Divorcing Your Valentineretirement Breakups can be messy and very expensive, but here are six things you can do to prepare financially and emotionally that could help ease the pain.
By Barbara Shapiro, CFP®, CDFA®, CeFT
retirement
