529 Plans

Tax-Friendly 529 Plans for Last-Minute Contributors

D.C.

Twenty-six states and the District of Columbia offer a state income-tax deduction for contributions to 529 plans that they sponsor (see our map for all the states that offer tax breaks).

Below is a list of our favorite 529 plans that give state-tax benefits for last-minute contributions in each state:

Alabama
CollegeCounts 529 Plan (direct-sold version)

Arkansas
GIFT College Investing Plan

Colorado
Direct Portfolio College Savings Plan

Connecticut
Connecticut Higher Education Trust

District of Columbia
D.C. College Savings Plan (direct-sold version)

Georgia
Path2College 529 Plan

Idaho
Idaho College Savings Program

Illinois
Bright Start College Savings Program (direct-sold version)

Indiana
CollegeChoice 529 Direct Savings Plan (direct-sold version)

Iowa
College Savings Iowa

Louisiana
START Saving Program

Maryland
Maryland College Investment Plan

Mississippi
Mississippi Affordable College Savings (MACS) Program

Nebraska
College Savings Plan of Nebraska (direct-sold version)

New Mexico
The Education Plan’s College Savings Program

New York
New York’s 529 College Savings Program (direct-sold version)

North Carolina
National College Savings Program

North Dakota
College SAVE

Ohio
OhioCollegeAdvantage 529 Savings Plan

Oklahoma
Oklahoma 529 College Savings Plan

Oregon
Oregon College Savings Plan

Rhode Island
CollegeBoundfund (direct-sold version)

South Carolina
Future Scholar 529 College Savings Plan (direct-sold version)

Utah
Utah Educational Savings Plan (UESP) Trust

Vermont
Vermont Higher Education Investment Plan

Virginia
Virginia Education Savings Trust

West Virginia
SMART529 Select

Wisconsin
EdVest (direct-sold version)

Most Popular

The Inflation Reduction Act and Taxes: What You Should Know
Tax Breaks

The Inflation Reduction Act and Taxes: What You Should Know

The U.S. Senate has passed the Inflation Reduction Act of 2022—a climate, energy, healthcare, and tax bill that would increase IRS funding, and change…
August 8, 2022
Your Guide to Roth Conversions
Special Report
Tax Breaks

Your Guide to Roth Conversions

A Kiplinger Special Report
February 25, 2021
‘I Can’t Retire – I Need Health Insurance’
health insurance

‘I Can’t Retire – I Need Health Insurance’

Health insurance is seen as a huge hurdle for early retirees, but the answer to finding affordable coverage could be simpler than you think.
August 7, 2022

Recommended

The Inflation Reduction Act and Taxes: What You Should Know
Tax Breaks

The Inflation Reduction Act and Taxes: What You Should Know

The U.S. Senate has passed the Inflation Reduction Act of 2022—a climate, energy, healthcare, and tax bill that would increase IRS funding, and change…
August 8, 2022
When Are 2022 Estimated Tax Payments Due?
tax deadline

When Are 2022 Estimated Tax Payments Due?

If you're self-employed or don't have taxes withheld from other sources of taxable income, it's up to you to periodically pay the IRS by making estima…
August 6, 2022
2022 Tax Calendar: Important Tax Due Dates and Deadlines
tax deadline

2022 Tax Calendar: Important Tax Due Dates and Deadlines

Know the tax deadlines that apply to you, so you don't get hit with IRS penalties or miss out on a valuable tax break.
August 5, 2022
Montana Storm and Flooding Victims Get More Time to Pay Taxes
Tax Breaks

Montana Storm and Flooding Victims Get More Time to Pay Taxes

Certain tax filing and payment deadlines are extended for residents and businesses impacted by the Montana severe storms and flooding that started in …
August 5, 2022