Twenty-six states and the District of Columbia offer a state income-tax deduction for contributions to 529 plans that they sponsor (see our map for all the states that offer tax breaks).
Below is a list of our favorite 529 plans that give state-tax benefits for last-minute contributions in each state:
Alabama
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
CollegeCounts 529 Plan (direct-sold version)
Arkansas
Colorado
Direct Portfolio College Savings Plan
Connecticut
Connecticut Higher Education Trust
District of Columbia
D.C. College Savings Plan (direct-sold version)
Georgia
Idaho
Illinois
Bright Start College Savings Program (direct-sold version)
Indiana
CollegeChoice 529 Direct Savings Plan (direct-sold version)
Iowa
Louisiana
Maryland
Maryland College Investment Plan
Mississippi
Mississippi Affordable College Savings (MACS) Program
Nebraska
College Savings Plan of Nebraska (direct-sold version)
New Mexico
The Education Plan’s College Savings Program
New York
New York’s 529 College Savings Program (direct-sold version)
North Carolina
National College Savings Program
North Dakota
Ohio
OhioCollegeAdvantage 529 Savings Plan
Oklahoma
Oklahoma 529 College Savings Plan
Oregon
Rhode Island
CollegeBoundfund (direct-sold version)
South Carolina
Future Scholar 529 College Savings Plan (direct-sold version)
Utah
Utah Educational Savings Plan (UESP) Trust
Vermont
Vermont Higher Education Investment Plan
Virginia
Virginia Education Savings Trust
West Virginia
Wisconsin
EdVest (direct-sold version)
-
Stock Market Today: Have We Seen the Bottom for Stocks?Solid first-quarter earnings suggest fundamentals remain solid, and recent price action is encouraging too.
-
Is the GOP Secretly Planning to Raise Taxes on the Rich?Tax Reform As high-stakes tax reform talks resume on Capitol Hill, questions are swirling about what Republicans and President Trump will do.
-
Ask the Editor: Reader Questions, April 25 — 529 plansIn our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers questions related to 529 plans.
-
Tax Tips for Transferring Excess 529 Plan Funds to Roth IRAs: The Tax LetterThe Tax Letter 529 plans can help blunt the cost of paying for college. But if you want to use leftover funds there are some tax tips to bear in mind.
-
Three Reasons You Need to Use a 529 Plan (and Two Reasons You Don't)Tax benefits and a Roth IRA feature make 529 college savings plans attractive, but they're not a one-size-fits-all option.
-
Kiplinger's Tax Map for Middle-Class Families: About Our Methodologystate tax The research behind our judgments.
-
529 Plan Contribution Deadlines529 Plans Many states have year-end deadlines for making 529 college savings plan contributions.
-
Retirees, Make These Midyear Moves to Cut Next Year's Tax BillTax Breaks Save money next April by making these six hot-as-July tax moves.
-
Estimated Payments or Withholding in Retirement? Here's Some GuidanceBudgeting You generally must pay taxes throughout the year on your retirement income. But it isn't always clear whether withholding or estimated tax payments is the best way to pay.
-
How to Cut Your 2021 Tax BillTax Breaks Our guidance could help you claim a higher refund or reduce the amount you owe.
