529 Plans

Tax-Friendly 529 Plans for Last-Minute Contributors

D.C.

Twenty-six states and the District of Columbia offer a state income-tax deduction for contributions to 529 plans that they sponsor (see our map for all the states that offer tax breaks).

Below is a list of our favorite 529 plans that give state-tax benefits for last-minute contributions in each state:

AlabamaCollegeCounts 529 Plan (direct-sold version)

ArkansasGIFT College Investing Plan

ColoradoDirect Portfolio College Savings Plan

ConnecticutConnecticut Higher Education Trust

District of ColumbiaD.C. College Savings Plan (direct-sold version)

GeorgiaPath2College 529 Plan

IdahoIdaho College Savings Program

IllinoisBright Start College Savings Program (direct-sold version)

IndianaCollegeChoice 529 Direct Savings Plan (direct-sold version)

IowaCollege Savings Iowa

LouisianaSTART Saving Program

MarylandMaryland College Investment Plan

MississippiMississippi Affordable College Savings (MACS) Program

NebraskaCollege Savings Plan of Nebraska (direct-sold version)

New MexicoThe Education Plan’s College Savings Program

New YorkNew York’s 529 College Savings Program (direct-sold version)

North CarolinaNational College Savings Program

North DakotaCollege SAVE

OhioOhioCollegeAdvantage 529 Savings Plan

OklahomaOklahoma 529 College Savings Plan

OregonOregon College Savings Plan

Rhode IslandCollegeBoundfund (direct-sold version)

South CarolinaFuture Scholar 529 College Savings Plan (direct-sold version)

UtahUtah Educational Savings Plan (UESP) Trust

VermontVermont Higher Education Investment Plan

VirginiaVirginia Education Savings Trust

West VirginiaSMART529 Select

WisconsinEdVest (direct-sold version)

Most Popular

Your Guide to Roth Conversions
Special Report
Tax Breaks

Your Guide to Roth Conversions

A Kiplinger Special Report
February 25, 2021
How to Calculate the Break-Even Age for Taking Social Security
social security

How to Calculate the Break-Even Age for Taking Social Security

When it comes to maximizing your Social Security benefits, there are many elements to consider. One factor that can be especially enlightening is your…
August 30, 2021
Spend Without Worry in Retirement
Financial Planning

Spend Without Worry in Retirement

Fears of running out of money prevent many retirees from tapping the nest egg they’ve worked a lifetime to save. With these strategies, you can genera…
August 30, 2021

Recommended

Child Tax Credit Payment Schedule for the Rest of 2021
Tax Breaks

Child Tax Credit Payment Schedule for the Rest of 2021

The IRS has already sent three batches of monthly child tax credit payments. Here's when you can expect the rest of your payments.
September 16, 2021
What Are the Income Tax Brackets for 2021 vs. 2020?
tax brackets

What Are the Income Tax Brackets for 2021 vs. 2020?

There are seven different federal income tax brackets for your 2021 tax return – each with its own marginal tax rate. Which bracket you end up in for …
September 14, 2021
When Are 2021 Estimated Tax Payments Due?
tax deadline

When Are 2021 Estimated Tax Payments Due?

If you're self-employed or don't have taxes withheld from other sources of taxable income, it's up to you to periodically pay the IRS by making estima…
September 14, 2021
The RMD Solution to the Hassle of Filing Estimated Taxes in Retirement
required minimum distributions (RMDs)

The RMD Solution to the Hassle of Filing Estimated Taxes in Retirement

If you don't need the money to live on, wait until December to take your RMD and ask the sponsor to withhold a big chunk for the IRS.
September 14, 2021