Deciphering Websites’ Privacy Policies
A new tool helps you cut through the gobbledygook and protect your data.
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.
You are now subscribed
Your newsletter sign-up was successful
Want to add more newsletters?
Delivered daily
Kiplinger Today
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more delivered daily. Smart money moves start here.
Sent five days a week
Kiplinger A Step Ahead
Get practical help to make better financial decisions in your everyday life, from spending to savings on top deals.
Delivered daily
Kiplinger Closing Bell
Get today's biggest financial and investing headlines delivered to your inbox every day the U.S. stock market is open.
Sent twice a week
Kiplinger Adviser Intel
Financial pros across the country share best practices and fresh tactics to preserve and grow your wealth.
Delivered weekly
Kiplinger Tax Tips
Trim your federal and state tax bills with practical tax-planning and tax-cutting strategies.
Sent twice a week
Kiplinger Retirement Tips
Your twice-a-week guide to planning and enjoying a financially secure and richly rewarding retirement
Sent bimonthly.
Kiplinger Adviser Angle
Insights for advisers, wealth managers and other financial professionals.
Sent twice a week
Kiplinger Investing Weekly
Your twice-a-week roundup of promising stocks, funds, companies and industries you should consider, ones you should avoid, and why.
Sent weekly for six weeks
Kiplinger Invest for Retirement
Your step-by-step six-part series on how to invest for retirement, from devising a successful strategy to exactly which investments to choose.
Norman Sadeh (pictured at left) is a professor of computer science at Carnegie Mellon University in Pittsburgh. Carnegie Mellon and Fordham Law recently launched UsablePrivacy.org, a website that helps visitors review privacy policies. Read on for excerpts from our interview:
Most people don’t take the time to slog through the privacy policies for websites they visit. Should they? We live in a data-centric economy where nearly every technology that we interact with collects data about us. Privacy policies are the key to understanding what information is being collected about you and how it is used. These issues will become increasingly important as the amount and sensitivity of the collected data continue to grow.
What are the major shortcomings of these policies? It would take an average computer user more than 600 hours to read the policies for the websites he or she visits in a year. Many of the policies use dense, vague language that requires a high level of education to understand and gives companies flexibility to tweak their practices without revising the policy. Often, information about one topic—for example, how data is shared with other parties—is spread throughout the entire document, so you have to read all the text to answer one question.
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
How can people use UsablePrivacy.org? Visitors can read paraphrased privacy policies or review annotated policies for about 200 sites so far, including Amazon and Google. Because different people tend to be concerned with different aspects of privacy policies, we use color coding so they can zero in on the topics that are most important to them, such as data security or how the site collects data.
How can consumers use the information they read in privacy policies? People can compare policies for different websites and choose to use sites with policies that best match their own concerns. For example, some sites offer choices or settings that allow users to opt in or out of certain practices, such as tracking your online activity or sharing information with third parties. Others state that they don’t handle “do not track” requests, which you can designate in some browser settings. If you’re shopping or booking a flight online, a competing site may have a policy that you find more agreeable.
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

-
The New Reality for EntertainmentThe Kiplinger Letter The entertainment industry is shifting as movie and TV companies face fierce competition, fight for attention and cope with artificial intelligence.
-
Stocks Sink With Alphabet, Bitcoin: Stock Market TodayA dismal round of jobs data did little to lift sentiment on Thursday.
-
Betting on Super Bowl 2026? New IRS Tax Changes Could Cost YouTaxable Income When Super Bowl LX hype fades, some fans may be surprised to learn that sports betting tax rules have shifted.
-
9 Types of Insurance You Probably Don't NeedFinancial Planning If you're paying for these types of insurance, you may be wasting your money. Here's what you need to know.
-
When Tech is Too MuchOur Kiplinger Retirement Report editor, David Crook, sounds off on the everyday annoyances of technology.
-
I Let AI Read Privacy Policies for Me. Here's What I LearnedA reporter uses AI to review privacy policies, in an effort to better protect herself from fraud and scams.
-
Amazon Resale: Where Amazon Prime Returns Become Your Online BargainsFeature Amazon Resale products may have some imperfections, but that often leads to wildly discounted prices.
-
What Is AI? Artificial Intelligence 101Artificial intelligence has sparked huge excitement among investors and businesses, but what exactly does the term mean?
-
Roth IRA Contribution Limits for 2026Roth IRAs Roth IRAs allow you to save for retirement with after-tax dollars while you're working, and then withdraw those contributions and earnings tax-free when you retire. Here's a look at 2026 limits and income-based phaseouts.
-
Four Tips for Renting Out Your Home on Airbnbreal estate Here's what you should know before listing your home on Airbnb.
-
Five Ways to a Cheap Last-Minute VacationTravel It is possible to pull off a cheap last-minute vacation. Here are some tips to make it happen.