When we asked Kiplinger's readers to share their best money-saving ideas, we were swamped with thousands of responses. Now you get to profit from all that knowledge. Read how real people shave their expenses, shop for bargains, squeeze extra cash out of their paychecks and boost the return on their savings. Plus, we chip in some strategies of our own. With the money you'll save from these ideas, you'll have plenty to spend on the things that really matter.
Budgeting and Saving
Watch your money grow with high-rate CDs, low-cost funds and turning spare change into big savings.
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Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
Enjoy tax-free income with a Roth IRA, live on less after you retire and move to paradise without breaking the bank.
College
Keep tuition costs under control by saving early, taking advantage of tax credits and deductions, and finding dorm alternatives.
Visit Europe for less, benefit from credit-card bonuses, and save with Web-site bargains and off-lease vehicles.
Save thousands by shopping online for bargains, taking advantage of rebates and searching for the best deal.
SLIDE SHOW: Shave Expenses, Boost Savings
Here are eight bonus ideas from our readers that aren't in the magazine.
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Could a Golden Visa Be Your Ticket to Retiring Abroad?Trump and DOGE are weighing a U.S. "Gold Card" that would let the wealthy emigrate to the U.S. for a fee. But golden visas have been around for years worldwide. Here's how they work.
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Running Out of Money in Retirement: Nine Steps to Reduce the RiskQuit worrying about money and enjoy a carefree retirement. Sounds good, right? Well, if you follow these nine steps from a financial adviser, you could be on your way to that goal.
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Roth IRA Contribution Limits for 2025Roth IRAs Roth IRA contribution limits have gone up. Here's what you need to know.
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Four Tips for Renting Out Your Home on Airbnbreal estate Here's what you should know before listing your home on Airbnb.
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Five Ways to a Cheap Last-Minute VacationTravel It is possible to pull off a cheap last-minute vacation. Here are some tips to make it happen.
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How to Figure Out How Much Life Insurance You Needinsurance Instead of relying on rules of thumb, you’re better off taking a systematic approach to figuring your life insurance needs.
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Amazon Big Deal Days Is Coming! We’ve Got All the DetailsAmazon Prime To kick off the holiday season with a bang, Amazon Big Deal Days runs Tuesday, October 8 and Wednesday, October 9.
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How to Shop for Life Insurance in 3 Easy Stepsinsurance Shopping for life insurance? You may be able to estimate how much you need online, but that's just the start of your search.
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Five Ways to Shop for a Low Mortgage RateBecoming a Homeowner Mortgage rates are high this year, but you can still find an affordable loan with these tips.
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Retirees, It's Not Too Late to Buy Life Insurancelife insurance Improvements in underwriting have made it easier to qualify for life insurance, which can be a useful estate-planning tool.
