Travel and Cars

Europe for less, credit-card bonuses, Web-site bargains, off-lease vehicles

Reap Rewards

I earn points on my Bank of America WorldPoints credit card for every dollar I spend. For a trip I'm planning to Asia, I saw that it would have cost me 85,000 points plus $250 in taxes and fees -- the equivalent of more than $1,000. I wouldn't have earned frequent-flier miles on my flight, and I couldn't find a great one anyway. So I decided to cash out the 100,000 points for $1,000 and buy the ticket myself. While looking for the right flight, I stashed the money in my ING Direct savings account, which earns 4.5%. When I charge the flight to my card, I'll earn points on my card and miles with whichever airline I fly. -- Mim King, Lexington, Ky.

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