Recently Len Penzo of the Len Penzo dot Com personal finance blog has been posting the stories of his readers who live on less than $40,000 annually. These aren't single people just out of college who could get by comfortably on that income. Most are families with at least one child -- some with as many as four kids. And their stories are inspiring for anyone who might be struggling to make ends meet or who just wants to live more frugally. In fact, Len argues that most Americans could live on $40,000 a year. So if you want tips on making ends meet on $40,000, check out the posts on Len Penzo dot Com. And read on for more advice on managing your money from personal finance bloggers.
10 Tips to Living Within Your Means [Mint Life]
"Here are 10 tips to make sure you never end up with more month than money."
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10 Steps to Fix Your Money Problems [Moolanomy]
"These steps will put you back on track, but the journey will be long."
7 Little Things to Help You Win with Money [Money Crush]
"No one’s going to care about your money and the things you can do with it more than you."
10 Common Money Myths You Should Know [Christian Personal Finance]
"Everyone is susceptible to money myths, and many cling to them tenaciously. But popular belief and common practice do not change fallacy into truth."
3 Ways to Save Hundreds (or Even Thousands) of Dollars Without Thinking [Wise Bread]
"Looking for simple ways to save more money that don't take a lot of work? Here are three ways to put more money in your pocket each month without having to dramatically change your behavior."
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Strategies to Optimize Your Social Security BenefitsTo maximize what you can collect, it’s crucial to know when you can file, how delaying filing affects your checks and the income limit if you’re still working.
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Don’t Forget to Update Beneficiaries After a Gray DivorceSome states automatically revoke a former spouse as a beneficiary on some accounts. Waivers can be used, too. Best not to leave it up to your state, though.
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7 Things Medicare Doesn’t CoverHealthy Living on a Budget Medicare Part A and Part B leave some pretty significant gaps in your health-care coverage. But Medicare Advantage has problems, too.
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5 Ways to Save Money on Vacation Rental PropertiesTravel Use these strategies to pay less for an apartment, condo or house when you travel.
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10 Annoying Hotel Fees and How to Avoid ThemTravel Here's how to avoid extra charges and make sure you don't get stuck paying for amenities that you don't use.
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The 50-30-20 Budget Rule: A Simple Way to Save MoneySaving Using the 50-30-20 budget rule is an easy way to save. It helps you prioritize saving while paying off debt.
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How Our Family Fights InflationBudgeting Millennials typically spend more than other generations on certain expenses that have been increasing most rapidly. Here are some tips to cut your losses.
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Gas Prices Around the WorldBudgeting Many world gas prices can make what Americans pay at the pump seem like a bargain. But not all.
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What You Can Do About Medical DebtBudgeting Millions of Americans are awash in debt from medical care. If you’re one of them, we have your options, whether the bills are new or a collector is calling.
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How to Appeal an Unexpected Medical Billhealth insurance You may receive a bill because your insurance company denied a claim—but that doesn’t mean you have to pay it.
