Although a majority of consumers say they plan to spend less on gifts this year, an increasing number of Americans plan to buy something for themselves while doing their holiday shopping, according to the National Retail Federation. About 57% of consumers (up from 52% in 2009) will spend more than $100, on average, to splurge on themselves.
Before you pull out the credit or debit card, think of all the other ways you can put that money to use to improve your financial situation. Here are five ideas.
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