Boost Benefits When Spouse Gets Disability

Couples in which one spouse is on disability should consider these claiming strategies to maximize Social Security benefits.

EDITOR'S NOTE: This article was originally published in the July 2012 issue of Kiplinger's Retirement Report. To subscribe, click here.

The Social Security Administration provides two types of benefits: income for retirement and income for someone who has a disability. So what happens if you are receiving disability benefits and are nearing retirement age? And how can a married couple make the most of a disability benefit and a spouse's retirement benefit?

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Rachel L. Sheedy
Editor, Kiplinger's Retirement Report