1. Contribute at least enough to your 401(k) plan to capture your employer's match, and bump up future contributions automatically.
2. If you are 50 or older, make additional "catch-up" contributions of up to $5,000 a year.
3. If you own a business, take advantage of tax breaks and shift the additional money to savings.
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4. Don't raid your retirement accounts early. You'll lose the benefits of compounding.
5. Plan to work a few years longer to fatten your kitty and your Social Security check.
6. If you are already retired, reduce your annual withdrawals until the stock market bounces back.
| Row 0 - Cell 0 | Catch Up on Retirement Savings |
| Row 1 - Cell 0 | How Working Longer Adds Up |
| Row 2 - Cell 0 | The Cost to Crack Your Nest Egg |
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