A Catch-Up Guide to Retirement

Even if you got a late start, you can still build a sizable nest egg during your final decade of work.

Late bloomers, take heart: There is still time to build a respectable nest egg for retirement. And if you're really disciplined, you could amass nearly half a million dollars during your final decade of work. It may not be easy, but it is possible.

A majority of Americans say that they are behind in saving for retirement, according to a new survey by TD Ameritrade. When asked why they were concerned about the size of their retirement savings, more than half of the respondents said they had little money left to save after meeting regular expenses. And a majority added that they got a late start.

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Mary Beth Franklin
Former Senior Editor, Kiplinger's Personal Finance