Aiming for 6 Retirement Goals with Just 3 Simple Buckets

You've saved hard for retirement, and to help that money last, think about pouring it into three buckets, each with a very different purpose.

(Image credit: polarica)

When it comes to preparing for retirement, people tend to look at the assets in their portfolio as pieces of a puzzle.

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Roy Gagaza, Registered Investment Adviser
President and CEO, Journey Wealth Management LLC

Roy Gagaza is president and CEO of Journey Wealth Management LLC ( He has 21 years of experience in the financial services industry, served as an officer in the military for 20 years and has a bachelor's degree from San Jose State University.