New Path to a Tax-Free Roth Conversion

After-tax contributions from a company retirement plan can now be split off and moved directly to a Roth IRA.

Can after-tax money in a traditional 401(k) be moved directly to a Roth IRA tax free? For years, IRS guidance left the answer murky, causing financial advisers to offer conflicting advice.

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Rachel L. Sheedy
Editor, Kiplinger's Retirement Report