Looking for Guaranteed Lifetime Income? Join the Club

In case you didn't know, there is such a thing as a lifetime income club. Of course, it goes by another name: annuities.

To an economist, an annuity is the most sensible way to provide safe income in retirement. In fact, economists spend more time researching why more Americans don’t buy annuities than they do estimating whether annuities are a sensible investment.

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Michael Finke, Ph.D.
Chief Academic Officer, The American College of Financial Services

Michael Finke is the Chief Academic Officer at The American College of Financial Services and former director of the Retirement Planning and Living Center at Texas Tech University. He is also a Research Fellow for The Alliance for Lifetime Income. He received a Ph.D. in consumer economics from The Ohio State University and in finance from the University of Missouri. He is the 2013 and 2014 recipient of the Montgomery-Warschauer Award for the most influential paper in financial planning, and the 2017 CFP Board Center for Financial Planning Best Paper Award in Investments.