Want to cue up a brand new podcast, but not sure where to start? Most “best of” lists for financial podcasts tend to feature the same well-known shows over and over again, which isn’t all that helpful for those of us who want to branch out and discover something we never knew we needed.
This list is different, and features some of my favorite financial and retirement podcasts that can help you better plan, prepare and enjoy your money today and in the future.
Whether you’re getting ready for retirement or are only about halfway there, each of these shows provides you with the kind of insight, wisdom, tools and strategies you can use to make your financial life better, your net worth bigger and your ideal vision for your future a reality.
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1. Retirement Starts Today
Our common understanding of what retirement looks like, when it starts and how you experience it has changed dramatically over the last decade or so — and the idea of retirement continues to evolve today.
Some of the changes are due to the fact that pensions are almost nonexistent, and most employees don’t get much help beyond their own savings power during their careers to fund their life after work. But other changes to what it means to retire today have emerged as more and more people realize going from full-time work to full-time leisure isn’t always a good thing, and some workers opt to take on second-act careers, part-time work or a new position in a different industry instead of fully retiring and kicking back to do nothing at all.
Regardless of what your ideal retirement looks like, Retirement Starts Today Radio can help you achieve it. Benjamin Brandt covers what any soon-to-be-retiree needs to understand, from the expected (including protecting yourself against Social Security scams) to the downright strange-yet-downright-entertaining (like Benjamin’s take on what a mullet hairdo can teach us about portfolio distribution).
2. The Frugal Friends Podcast
Thinking about retirement and want to cut back on your expenses before you leave your job behind? Been feeling a little too spendy lately and want to understand how you can rein things in (without becoming a complete cheapskate)? The Frugal Friends Podcast might have a few ideas for you to try.
Even if you don’t identify as someone who is (or likes being) frugal, co-host Jen points out that their show is not full of tips on reverting to your broke college kid days. “Being frugal [is about] being a better steward of your time and resources.”
Jen Smith, Jill Sirianni and their guests generally talk about not just spending less, but spending with more intention and purpose. From simple plans to hack your travel and reduce trip expenses to frank discussions on where the line between being frugal and just being cheap is, these friends know how to help you spend less, save more and actually enjoy doing it.
3. Beyond The Dollar
Most people don’t love to talk about money. It’s usually a taboo topic when you’re trying to keep polite company, and even in spaces where we’re supposed to divulge the details of our finances (think, in the office of a financial planner, for example), it can be hard to have financial conversations.
That’s because personal finance is never just about numbers, and there are a lot of emotions and feelings that can stop us from understanding the right money moves to make or reaching out for help when we need it most.
Dropping in on the open and honest conversations that take place on Beyond The Dollar with Sarah Li Cain, however, can help you understand how to better navigate really tough topics. My favorite thing about this podcast is that the episodes help to normalize issues that might feel embarrassing, overwhelming or impossible to figure out if you’re going through them.
Whether it’s knowing how to have “the talk” about money with your parents or getting real about how infertility can impact a family’s finances, Beyond The Dollar helps listeners realize they’re not alone — and that there are solutions to even the toughest money challenges that we might face in our lives.
4. The FI Show
Not interested in waiting until age 67 to retire? You might consider joining the growing crowd of “financial independence/retire early” devotees, or FIRE enthusiasts. Whether you just want to be financially independent at any age or want to commit hardcore to the idea of retiring as early as possible, you’ll need to know how to maximize your income, manage your investments and cut down on expenses to help you get there.
The FI Show can help you do all this and more, as they feature real people who have managed to retire early, become financially independent or both. Podcast hosts Cody Berman and Justin Taylor share the stories of people whose experiences run a wide spectrum, from those who chased financial independence on as little as $10.75 an hour to entrepreneurs with million-dollar businesses they started from scratch.
This podcast highlights the seemingly countless ways you can successfully achieve financial freedom or retire early regardless of where you are in your life right now.
5. Beyond Finances
OK, I’ll admit: I’m biased on this one, as I host this podcast with my wife, Kali. But I think that dynamic is part of the reason listeners have deeply resonated with the show, and why it deserves a turn on your favorite podcast app.
Beyond Finances aims to provide real-life context to the practical money rules and the theory of financial advice that you’ve probably heard before but just aren’t sure how to best apply in your own life. Common themes range from using your money as a tool to get more value from every dollar to learning how to zoom out and look at the big picture of your financial life to increase your odds of long-term financial success.
If you’re interested in the intersection of self-awareness, personal development and financial success, Beyond Finances will help you make a meaningful impact on not just your finances, but your life in general.
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Fed's Rate Cuts Could Have Impacts You Might Not AnticipateUnderstanding how lower interest rates could impact your wallet can help you determine the right financial moves to make.
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Past Performance Is Not Indicative of Your Adviser's ExpertiseMany people find a financial adviser by searching online or asking for referrals from friends or family. This can actually end up costing you big-time.
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I'm want to give my 3 grandkids $5K each for Christmas.You're comfortably retired and want to give your grandkids a big Christmas check, but their parents are worried they might spend it all. We ask the pros for help.
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Past Performance Is Not Indicative of Your Financial Adviser's Expertise
Many people find a financial adviser by searching online or asking for referrals from friends or family. This can actually end up costing you big-time.
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I'm a Financial Planner: If You're Not Doing Roth Conversions, You Need to Read ThisRoth conversions and other Roth strategies can be complex, but don't dismiss these tax planning tools outright. They could really work for you and your heirs.
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Could Traditional Retirement Expectations Be Killing Us? A Retirement Psychologist Makes the CaseA retirement psychologist makes the case: A fulfilling retirement begins with a blueprint for living, rather than simply the accumulation of a large nest egg.
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I'm a Financial Adviser: This Is How You Can Adapt to Social Security UncertaintyRather than letting the unknowns make you anxious, focus on building a flexible income strategy that can adapt to possible future Social Security changes.
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I'm a Financial Planner for Millionaires: Here's How to Give Your Kids Cash Gifts Without Triggering IRS PaperworkMost people can gift large sums without paying tax or filing a return, especially by structuring gifts across two tax years or splitting gifts with a spouse.
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'Boomer Candy' Investments Might Seem Sweet, But They Can Have a Sour AftertasteProducts such as index annuities, structured notes and buffered ETFs might seem appealing, but sometimes they can rob you of flexibility and trap your capital.
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Quick Question: Are You Planning for a 20-Year Retirement or a 30-Year Retirement?You probably should be planning for a much longer retirement than you are. To avoid running out of retirement savings, you really need to make a plan.
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Don't Get Caught by the Medicare Tax Torpedo: A Retirement Expert's Tips to Steer ClearBetter beware, because if you go even $1 over an important income threshold, your Medicare premiums could rise exponentially due to IRMAA surcharges.
