Latest articles by Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser
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Five Financial Tips to Help You Plan for the Unexpected
It's impossible to predict the future, but you can still create a financial plan that includes buffers for life's uncertainties.
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How to Keep Lifestyle Creep From Hurting Your Wealth
spending While it's important to enjoy life when you're doing well, getting carried away could affect your wealth. Here's what you should do to prevent lifestyle creep.
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Three Rules for When You Want to Make a Risky Investment
There's a time and a place for taking on risky investments. Don't even consider speculative bets before you've built a strong financial foundation.
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Five Building Blocks for a Sound Investment Strategy
Managing risk, asset allocation, diversification and taxes are just the start. You also have to stick with your investment strategy long enough for it to work.
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How to Make the Most of Your Bonus (and Other Variable Income)
Putting your focus on meeting your savings goals first can set you up to use the rest of your bonus or other variable income however you’d like, without guilt or worry.
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3 Ways to Pay Less Taxes in 2023
Using brokerage accounts as collateral, investing in a Roth IRA and opening an HSA account are all ways to ease your tax burden and boost savings in the new year.
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5 Steps to a Stronger Financial Plan
It’s impossible to be right all the time, but a strong plan and constantly assessing where you are can help you pivot when bad things inevitably happen.
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4 Money Mistakes to Let Your Kids Make (for Their Own Good!)
When it comes to finances, don’t be a helicopter parent. Sometimes the best way to learn about money is to make a mistake.
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The Myth of Passive Real Estate Investing
real estate investing Owning income-producing rental property may sound like an easy way to earn returns to many investors, but the reality can be very different from the dream.
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Do You Need a Financial Planner? 5 Points for and Against Hiring One
Financial Advisers Some folks just don’t need a financial professional, or may not be in a place to get the most value possible from the relationship. However, others can’t afford to go without one. Which are you?
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You're Asking the Wrong Financial Questions: Here's How to Fix That
retirement planning Three of the most common personal finance questions financial advisers get all the time are not the right ones to ask. Here’s how to take those questions and reframe them to get the answers you need to build your wealth.
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Oops! A Surprising Factor Retirees Forget to Plan for
happy retirement Your retirement plan probably has a gaping hole in it, one you may fail to spot even though it’s an obvious fact of life that impacts everyone. This issue can cause big problems, but luckily, it’s also fixable.
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The 5 Times When You Should Review Your Financial Plan
retirement Your life isn’t set in stone, and your financial plan shouldn’t be either. When’s the last time you tweaked yours?
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The Risk You Face If You Receive Equity Compensation
options Anyone who receives non-cash pay like stock options or restricted stock needs to understand, and heed, a major danger to their investment portfolio and their retirement security: concentration risk.
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5 Ways to Better Optimize Your Finances
Making Your Money Last Small changes can help you do the best possible with what you have. Here are some tweaks to consider making to your financial life.
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Warren Buffett's Famous Saying Bears Repeating Now
investing If everyone around you is in a panic, it's not easy to stay calm. But before you make any moves with your stock portfolio, remember what the Oracle of Omaha had to say.
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What Benchmark Should You Use to Measure Investment Success?
investing Comparing apples to oranges is just bananas. Unfortunately, that's what investors do all the time, and it can be a risky prospect. Here's what investors should use as a measuring stick instead.
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How Much You Need to Save Annually to Build Your Own Wealth (and Where to Stash That Cash)
retirement Here's the minimum we recommend putting aside to meet your (possibly early) retirement goals. Of course, if you're especially ambitious, it never hurts to aim even higher.
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The 5 Best Money and Retirement Podcasts You Haven't Heard of Yet
retirement Want to retire early? Learn the difference between being frugal and being cheap? Get over embarrassing money matters, and apply practical money rules to your own life? I've got some off-the-beaten path podcasts for you.
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Is This the Next Recession? What to Know (and Do) About It
insurance If worries about whether a bear market is around the corner are keeping you up at night, here's what you should do right now ... and more importantly, what you should NOT do.
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3 Big Misconceptions About the Market That Could Hurt You as an Investor
Markets Misunderstandings about a few stock market basics and what diversification truly means can lead you to some very expensive mistakes.
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As a 30- or 40-Something, Can You Count on Social Security?
retirement In all likelihood, some kind of program will probably still exist when you retire. But, if you're worried, there’s something you can do right now: Start planning as if Social Security is doomed.
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Saving for College: Are 529 Plans Worth It?
529 Plans That's just one question to ask. But there are some other, more pressing, questions to ask first, including am I making a huge retirement mistake by helping my kid out more than I can afford?
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Who Can DIY Their Taxes – and Who Should Use a Pro
taxes For a lot of people, even money-savvy financial planners, it makes perfect sense to outsource this task ... and not just because it's aggravating.
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