
Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser
Eric Roberge is a Certified Financial Planner™ and the founder of Beyond Your Hammock, a financial planning firm working in Boston, Massachusetts and virtually across the country. BYH specializes in helping professionals in their 30s and 40s use their money as a tool to enjoy life today while planning responsibly for tomorrow.
Beyond Your Hammock has been named one of the best financial planning firms in Boston by Expertise.com and a Top 100 Advisor by Investopedia from 2017 to 2021. Eric is also part of Investment News' 40 Under 40, Wealth Management Magazine called him one of the top 10 CFPs under 36, and Think Advisor named him to their Luminaries class of 2021 for his thought leadership.
E-mail: eric@beyondyourhammock.com | Website: www.beyondyourhammock.com | Facebook: www.facebook.com/beyondyourhammock | LinkedIn: www.linkedin.com/in/ericroberge
Latest articles by Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser
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3 Ways to Pay Less Taxes in 2023
Using brokerage accounts as collateral, investing in a Roth IRA and opening an HSA account are all ways to ease your tax burden and boost savings in the new year.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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5 Steps to a Stronger Financial Plan
It’s impossible to be right all the time, but a strong plan and constantly assessing where you are can help you pivot when bad things inevitably happen.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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4 Money Mistakes to Let Your Kids Make (for Their Own Good!)
When it comes to finances, don’t be a helicopter parent. Sometimes the best way to learn about money is to make a mistake.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Last updated
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The Myth of Passive Real Estate Investing
real estate investing Owning income-producing rental property may sound like an easy way to earn returns to many investors, but the reality can be very different from the dream.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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Do You Need a Financial Planner? 5 Points for and Against Hiring One
Financial Advisers Some folks just don’t need a financial professional, or may not be in a place to get the most value possible from the relationship. However, others can’t afford to go without one. Which are you?
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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You're Asking the Wrong Financial Questions: Here's How to Fix That
retirement planning Three of the most common personal finance questions financial advisers get all the time are not the right ones to ask. Here’s how to take those questions and reframe them to get the answers you need to build your wealth.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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Oops! A Surprising Factor Retirees Forget to Plan for
happy retirement Your retirement plan probably has a gaping hole in it, one you may fail to spot even though it’s an obvious fact of life that impacts everyone. This issue can cause big problems, but luckily, it’s also fixable.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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The 5 Times When You Should Review Your Financial Plan
retirement Your life isn’t set in stone, and your financial plan shouldn’t be either. When’s the last time you tweaked yours?
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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The Risk You Face If You Receive Equity Compensation
options Anyone who receives non-cash pay like stock options or restricted stock needs to understand, and heed, a major danger to their investment portfolio and their retirement security: concentration risk.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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5 Ways to Better Optimize Your Finances
Making Your Money Last Small changes can help you do the best possible with what you have. Here are some tweaks to consider making to your financial life.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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Warren Buffett's Famous Saying Bears Repeating Now
investing If everyone around you is in a panic, it's not easy to stay calm. But before you make any moves with your stock portfolio, remember what the Oracle of Omaha had to say.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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What Benchmark Should You Use to Measure Investment Success?
investing Comparing apples to oranges is just bananas. Unfortunately, that's what investors do all the time, and it can be a risky prospect. Here's what investors should use as a measuring stick instead.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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How Much You Need to Save Annually to Build Your Own Wealth (and Where to Stash That Cash)
retirement Here's the minimum we recommend putting aside to meet your (possibly early) retirement goals. Of course, if you're especially ambitious, it never hurts to aim even higher.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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The 5 Best Money and Retirement Podcasts You Haven't Heard of Yet
retirement Want to retire early? Learn the difference between being frugal and being cheap? Get over embarrassing money matters, and apply practical money rules to your own life? I've got some off-the-beaten path podcasts for you.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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Is This the Next Recession? What to Know (and Do) About It
insurance If worries about whether a bear market is around the corner are keeping you up at night, here's what you should do right now ... and more importantly, what you should NOT do.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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3 Big Misconceptions About the Market That Could Hurt You as an Investor
Markets Misunderstandings about a few stock market basics and what diversification truly means can lead you to some very expensive mistakes.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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As a 30- or 40-Something, Can You Count on Social Security?
retirement In all likelihood, some kind of program will probably still exist when you retire. But, if you're worried, there’s something you can do right now: Start planning as if Social Security is doomed.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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Saving for College: Are 529 Plans Worth It?
529 Plans That's just one question to ask. But there are some other, more pressing, questions to ask first, including am I making a huge retirement mistake by helping my kid out more than I can afford?
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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Who Can DIY Their Taxes – and Who Should Use a Pro
taxes For a lot of people, even money-savvy financial planners, it makes perfect sense to outsource this task ... and not just because it's aggravating.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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How to Find the Perfect Balance Between Spending and Saving
retirement It's the key to being able to enjoy life now AND in the future. It's also the basis for a successful retirement plan, and it all starts with setting your optimal saving rate.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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How to Save $1 Million in Less Than 40 Years with a Roth
IRAs The annual limits for contributions for Roth IRAs aren't that big, so how can you turn them into such a large sum? Here's how.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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The Secret to Squeezing More Happiness from Every Dollar You Spend
Smart Buying Before you go out and buy a snazzy new car or a 52-inch TV, read this. Research shows there may be something else to splurge on that'll make you so much happier.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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With the Market at Its Peak, Should You Wait to Invest?
investing No one wants to buy high, right? But how long do you wait for the "low" to land? Here's a hint: You don't. Sitting on the sidelines isn't the way to go.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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Could Your Cash Savings Hurt You?
savings For Millennials and Gen-Xers, having too much in cash may be a good problem ... but it’s a problem nevertheless. Here’s why, how much you should have on hand and some ideas on what you may want to do with the rest.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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