If you're like most investors, you're probably in a state of shock, paralyzed by fear. Stock markets everywhere have crashed. You may not even be looking at your deflated monthly account statements, unwilling to confront the real damage to your wealth caused by the most cataclysmic bear market since the Great Depression.
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| Row 1 - Cell 0 | Portfolios Using the Kiplinger 25 |
| Row 2 - Cell 0 | Tax Smart Investing |
| Row 3 - Cell 0 | PODCAST: How We Pick the Kiplinger 25 |
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But you must continue to save and to invest for your long-term goals. There are no certainties in investing, only probabilities, which can work in funny ways. For example, the ten-year Treasury note is a proxy for the risk-free rate of return in investment theory. But Treasuries today offer only 2.8%. If you hold this "risk-free" Treasury for ten years, you are virtually certain to lose money after taxes and inflation take their remorseless toll on your money.
By contrast, stocks seem reasonably valued today for those investors who are able and brave enough to invest for the long run. There are also good values in bonds outside of the Treasury sector. The Kiplinger 25 is our list of the best no-load stock, bond and commodity funds to help you achieve your long-term investment goals. Keep in mind that no matter how highly we think of these funds, they are not miracle workers. As our table shows, all of our stock-fund picks, in particular, have taken a beating in the past year -- which has dragged down their long-term results as well.
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THE KIPLINGER 25 AT A GLANCE
See our picks, based on type of fund:
Commodity Funds
What's changed from the 2008 list
Get updated data on all the funds
View portfolios using the Kiplinger 25
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AI Goes To SchoolThe Kiplinger Letter Artificial intelligence is rapidly heading to K-12 classrooms nationwide. Expect tech companies to cash in on the fast-emerging trend.
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Where to Invest in an Uncertain MarketIn an uncertain market, you can still pocket juicy payouts ranging from 4% to 14%, depending on risk.
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Bond Ratings and What They Meaninvesting Bond ratings measure the creditworthiness of your bond issuer. Understanding bond ratings can help you limit your risk and maximize your yield.
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Bond Basics: Treasuriesinvesting Understand the different types of U.S. treasuries and how they work.
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Bond Basics: Ownershipinvesting Bonds come in a variety of forms, but they all share these basic traits.
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Bond Basics: Pick Your Type
investing Bonds offer a variety of ways to grow wealth and fortify your portfolio. Learn about the types of bonds and how they work.
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Best Banks for High-Net-Worth Clientswealth management These banks welcome customers who keep high balances in deposit and investment accounts, showering them with fee breaks and access to financial-planning services.
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The Kiplinger 25: Our Favorite No-Load Mutual FundsThe Kiplinger 25 The Kiplinger 25 is a list of our top no-load mutual funds that have proven capable of weathering any storm.
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Silicon Valley Bank, Signature Bank Failures Send Bank Stocks ReelingFinancial stocks continued to sell off following the collapse of regional lenders SVB and Signature Bank.
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Stock Market Today: S&P 500 Snaps Weekly Losing StreakAI stocks were big winners on Friday after C3.ai posted solid earnings and guidance.
