How Do Your Medicare Options Factor Into Your Overall Retirement Plan?

Health care and retirement planning are two sides of the same coin, so you need to understand the Medicare basics and seek the right help to get the right coverage.

If you have a financial adviser, he probably spends a fair amount of time talking about the risks you’ll face in retirement.

He’ll test for risk tolerance and discuss how your investing philosophy should change as you age. He’ll set up an income plan and help find ways to fill any gaps between the income sources you can rely on and what you think you’ll need for the lifestyle you want. He may even get into the rising costs of health care — especially long-term care — and how to better provide for those costs.

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The appearances in Kiplinger were obtained through a PR program. The columnist received assistance from a public relations firm in preparing this piece for submission to Kiplinger was not compensated in any way.


This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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David Olsen, Investment Adviser Representative
Vice President, Global Wealth Management

David Olsen is a financial adviser and vice president of client services at Florida-based Global Wealth Management ( He has a bachelor's degree in finance and economics from Florida State University.