insurance

Smart Shopper's Guide to Auto Insurance

Learn how to assemble a solid auto policy and how to get a good deal.

Accidents happen. In cars, they happen nearly 100,000 times a day, and insurance can be the only thing standing between you and financial catastrophe.

Here are explanations of the major parts of a typical policy, starting with perhaps the most important component, liability coverage. The goal is to help you find your way through the thick language of an insurance policy.

We also offer suggestions for getting the best possible deal on your coverage.

How to Get a Good Deal Premiums can never be too cheap. Here are some ways to lower your car insurance bill, and keep it down.

Liability Coverage Liability coverage protects you if you bang up someone else or their property.

No-Fault Coverage When it's unclear who's to blame, no-fault coverage can eliminate delays and legal costs.

Collision Coverage In many cases, collision coverage is optional, but there are many good reasons to include it in your policy.

Medical-Payments Coverage Don't duplicate coverage you may already have.

Protect Yourself from Uninsured Drivers Cover yourself and your passengers in case other drivers disobey state insurance laws.

Comprehensive Coverage Don't forget about theft, fire and forces of nature.

Most Popular

Who Should Return Their Third Stimulus Check to the IRS?
Coronavirus and Your Money

Who Should Return Their Third Stimulus Check to the IRS?

Some people who receive a third stimulus check are required to send it back to the IRS. Others can return it voluntarily.
April 12, 2021
Where's My Stimulus Check? Use the IRS's "Get My Payment" Tool to Get an Answer
Coronavirus and Your Money

Where's My Stimulus Check? Use the IRS's "Get My Payment" Tool to Get an Answer

The IRS has an online tool that lets you track the status of your third stimulus check.
April 4, 2021
11 Good Reasons to Cancel Amazon Prime
Budgeting

11 Good Reasons to Cancel Amazon Prime

You probably aren't using most of the perks tucked into that $119 annual fee -- which you don't need to pay to get the free Amazon shipping you crave.
April 13, 2021

Recommended

RV Insurance: Everything You Must Know
insurance

RV Insurance: Everything You Must Know

Selecting the right RV insurance is a big decision to protect your investment. Here's what you should know about the costs and different coverage type…
April 1, 2021
Deduct Expenses for Long-Term Care on Your Tax Return
Long-Term Care Insurance

Deduct Expenses for Long-Term Care on Your Tax Return

The IRS allows some limited tax breaks on medical expenses and insurance premiums related to long-term care.
March 23, 2021
Get a Good Deal on Car Rentals
Smart Buying

Get a Good Deal on Car Rentals

Get up to speed on how to snag a deal and avoid pesky fees.
March 20, 2021
Protect Your Home From Nature's Wrath
Becoming a Homeowner

Protect Your Home From Nature's Wrath

Not all damage is covered by standard homeowners policies. Make sure you’re prepared before it’s too late.
March 4, 2021