insurance

Smart Shopper's Guide to Auto Insurance

Learn how to assemble a solid auto policy and how to get a good deal.

Cashing Out Graphic

Accidents happen. In cars, they happen nearly 100,000 times a day, and insurance can be the only thing standing between you and financial catastrophe.

Here are explanations of the major parts of a typical policy, starting with perhaps the most important component, liability coverage. The goal is to help you find your way through the thick language of an insurance policy.

We also offer suggestions for getting the best possible deal on your coverage.

How to Get a Good Deal Premiums can never be too cheap. Here are some ways to lower your car insurance bill, and keep it down.

Liability Coverage Liability coverage protects you if you bang up someone else or their property.

No-Fault Coverage When it's unclear who's to blame, no-fault coverage can eliminate delays and legal costs.

Collision Coverage In many cases, collision coverage is optional, but there are many good reasons to include it in your policy.

Medical-Payments Coverage Don't duplicate coverage you may already have.

Protect Yourself from Uninsured Drivers Cover yourself and your passengers in case other drivers disobey state insurance laws.

Comprehensive Coverage Don't forget about theft, fire and forces of nature.

Most Popular

Is the Stock Market a House of Cards?
investing

Is the Stock Market a House of Cards?

The stock market volatility we’ve been experiencing and the apparent disconnect with the broader economy have some investors wondering just that. But …
October 12, 2020
Stock Market Holidays in 2020
Markets

Stock Market Holidays in 2020

Is the stock market open today? Take a look at which days the NYSE, Nasdaq and bond markets take off in 2020.
October 12, 2020
10 Worst Things to Keep in Your Wallet
Scams

10 Worst Things to Keep in Your Wallet

Storing your passport book or card, a spare key, or any of these other important items in your wallet leaves you open to identity theft -- or worse.
October 9, 2020

Recommended

Kiplinger’s Best Firms for Customer Service: Banks, Credit Cards and More
banking

Kiplinger’s Best Firms for Customer Service: Banks, Credit Cards and More

We crunched a lot of numbers (and ran a survey) to crown top firms for their service on banking, credit cards, mortgages, and home and auto insurance.…
October 22, 2020
How Much Insurance Should You Get? A Lawyer’s Advice
insurance

How Much Insurance Should You Get? A Lawyer’s Advice

The advice to “Only pay for what you need” sounds good. But when it comes to home, auto and business insurance coverage, four guidelines could help de…
October 12, 2020
7 Things Medicare Doesn’t Cover
Healthy Living on a Budget

7 Things Medicare Doesn’t Cover

Medicare Part A and Part B leave some pretty significant gaps in your health-care coverage. Here's a closer look at what isn't covered by Medicare.
October 1, 2020
Your Guide to Open Enrollment
health insurance

Your Guide to Open Enrollment

Your options may look a little different this fall. Meanwhile, the cost of coverage continues to climb.
October 1, 2020