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Auto-insurance premiums have long since reached big-ticket status, so it pays to look for opportunities that will keep your costs down without sacrificing protection. Here are some things you can do:
Improve Your Credit Score
Insurers have found a strong correlation between credit history and insurance claims, and in most states your credit score can make a big difference in your auto insurance rates. Make sure you don't have any errors on your credit report that can hurt your credit score; you can get a free copy of your credit report from each of the three bureaus every 12 months at AnnualCreditReport.com. See 7 Habits of People With Excellent Credit Scores for more information about boosting your score.
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