How to Get a Good Deal on Auto Insurance

Car-insurance premiums can be a big-ticket expense. Here are some ways to lower insurance bills.

Auto-insurance premiums have long since reached big-ticket status, so it pays to look for opportunities that will keep your costs down without sacrificing protection. Here are some things you can do:

Improve Your Credit Score

Insurers have found a strong correlation between credit history and insurance claims, and in most states your credit score can make a big difference in your auto insurance rates. Make sure you don't have any errors on your credit report that can hurt your credit score; you can get a free copy of your credit report from each of the three bureaus every 12 months at AnnualCreditReport.com (opens in new tab). See 7 Habits of People With Excellent Credit Scores for more information about boosting your score.

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