Save -- or Earn -- $1,000 by Black Friday

Avoid going into debt to pay for holiday gifts by setting aside enough cash over the next two months.

Black Friday – the day after Thanksgiving that kicks off the holiday shopping season – is still two months away. Yet, it’s not too early to start planning for this day – that is, planning how to save enough money to pay for your holiday gift purchases without racking up debt.

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Cameron Huddleston
Former Online Editor,

Award-winning journalist, speaker, family finance expert, and author of Mom and Dad, We Need to Talk.

Cameron Huddleston wrote the daily "Kip Tips" column for She joined Kiplinger in 2001 after graduating from American University with an MA in economic journalism.